SHVF June e-News Brief
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size=3>Self-Help SBA 504 Program</FONT></TD>
<TD style="PADDING-RIGHT: 5px; TEXT-ALIGN: right"><FONT
style="FONT-WEIGHT: bold; FONT-SIZE: 12pt; COLOR: #ffffff; FONT-FAMILY: 'Trebuchet MS',Verdana,Helvetica,sans-serif"
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size=3>June 2006</FONT></TD></TR></TBODY></TABLE></TD></TR>
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face="Verdana, Geneva, Arial, Helvetica, sans-serif" color=#ffffff
size=2>In this issue
<LI style="MARGIN-LEFT: 12pt; COLOR: #ffcc00; TEXT-INDENT: -12pt"
color="#FFCC00"><A style="COLOR: #ffffff"
href="file:///C:/Documents%20and%20Settings/jung/Desktop/New%20HTML%20Document.html#article1"
shape=rect color="#FFFFFF">New 20 Year Rate</A>
<LI style="MARGIN-LEFT: 12pt; COLOR: #ffcc00; TEXT-INDENT: -12pt"
color="#FFCC00"><A style="COLOR: #ffffff"
href="file:///C:/Documents%20and%20Settings/jung/Desktop/New%20HTML%20Document.html#article2"
shape=rect color="#FFFFFF">Thanks For A Record Month</A>
<LI style="MARGIN-LEFT: 12pt; COLOR: #ffcc00; TEXT-INDENT: -12pt"
color="#FFCC00"><A style="COLOR: #ffffff"
href="file:///C:/Documents%20and%20Settings/jung/Desktop/New%20HTML%20Document.html#article3"
shape=rect color="#FFFFFF">Winston-Salem Office Opens</A>
<LI style="MARGIN-LEFT: 12pt; COLOR: #ffcc00; TEXT-INDENT: -12pt"
color="#FFCC00"><A style="COLOR: #ffffff"
href="file:///C:/Documents%20and%20Settings/jung/Desktop/New%20HTML%20Document.html#article4"
shape=rect color="#FFFFFF">Wilmington Office Flourishes</A>
<LI style="MARGIN-LEFT: 12pt; COLOR: #ffcc00; TEXT-INDENT: -12pt"
color="#FFCC00"><A style="COLOR: #ffffff"
href="file:///C:/Documents%20and%20Settings/jung/Desktop/New%20HTML%20Document.html#article5"
shape=rect color="#FFFFFF">Contact Us</A>
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<P style="FONT-WEIGHT: bold"></P>
<P>This is Self-Help's electronic news brief for lenders. Each month we
deliver current SBA 504 loan rates and share information that can benefit
you and your small business customers. </P>
<P>As always, we thank you for your support - and look forward to working
with you to provide 504 financing for North Carolina's growing small
businesses. </P><BR>Jim Overton <BR>Director of SBA 504 Lending </FONT>
<P></P>
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size=3>New 20 Year Rate</FONT></TD></TR>
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<DIV style="MARGIN-TOP: -10px">
<P><B>7.00%</B> fixed for 20 years for real estate projects, including
acquisition, new construction and major renovation. </P>
<P><B>7.19%</B> fixed for 10 years for equipment and machinery. </P>
<P>(Rate as of June 15, 2006) </P></DIV></FONT></DIV>
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style="FONT-WEIGHT: bold; FONT-SIZE: 13pt; COLOR: #000066; FONT-STYLE: italic; FONT-FAMILY: 'Trebuchet MS',Verdana,Helvetica,sans-serif"
face="'Trebuchet MS',Verdana,Helvetica,sans-serif" color=#000066
size=3>Thanks For A Record Month</FONT></TD></TR>
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<DIV style="MARGIN-TOP: -10px">
<P>We express our deepest appreciation to all our lending partners for
helping us make May the most successful lending month in Self-Help's 504
lending history. A few figures: </P>
<P>
<UL>
<LI>We approved 13 loans through the SBA for $9.09 million.
<LI>These loans will represent some $25 million of economic development
for North Carolina communities and small businesses.
<LI>The businesses project to create an additional 200 jobs as a result
of these projects.
<LI>The businesses are spread out across North Carolina - and include
many rural-based projects in areas that are in serious need of economic
development. </LI></UL>
<P></P>
<P>As always, we can't make these loans possible without your willingness
to help us bring the benefits of 504 financing to North Carolina's small
businesses. Thanks for helping us set this record. Let's work together to
set many more! </P></DIV></FONT></DIV>
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<TD style="TEXT-ALIGN: right" vAlign=bottom width="100%"><FONT
style="FONT-WEIGHT: bold; FONT-SIZE: 13pt; COLOR: #000066; FONT-STYLE: italic; FONT-FAMILY: 'Trebuchet MS',Verdana,Helvetica,sans-serif"
face="'Trebuchet MS',Verdana,Helvetica,sans-serif" color=#000066
size=3>Winston-Salem Office Opens</FONT></TD></TR>
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<DIV style="MARGIN-TOP: -10px">
<P>We now have a Self-Help office in Winston-Salem. Anna Tefft, our senior
loan officer for the Triad, is back from her maternity leave, and will
partner with Travis Idol to cover the Triad. She will continue to serve
Greensboro and parts east, but will also be working out of Winston-Salem
several days a week, and will work to extend our efforts in and around
Winston-Salem. </P>
<P>You can phone her at: (336) 478-2611. <BR>You can find our new office
at: 500 West Fourth Street, Suite 200 Winston-Salem, NC 27101 </P>
<P>We look forward to better serving Winston-Salem and the western half of
the Triad through this new office. Please make Anna welcome!
</P></DIV></FONT></DIV>
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style="FONT-WEIGHT: bold; FONT-SIZE: 13pt; COLOR: #000066; FONT-STYLE: italic; FONT-FAMILY: 'Trebuchet MS',Verdana,Helvetica,sans-serif"
face="'Trebuchet MS',Verdana,Helvetica,sans-serif" color=#000066
size=3>Wilmington Office Flourishes</FONT></TD></TR>
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<DIV style="MARGIN-TOP: -10px">
<P>In recent months, our most active growth has come from Wilmington and
Southeastern North Carolina. Self-Help branch director and 504 loan
officer Louis Rogers has been incredibly busy working up 504 financing
proposals for borrowers in the area. </P>
<P>"There has been a real boom in small business development in the area,"
says Louis. "We are really excited to help our borrowers and banking
partners with their development projects." </P>
<P>Recent projects in the Wilmington area include:
<UL>
<LI>Acquisition of a new office condo for an expanding insurance
company.
<LI>Construction of a new building for a growing Brunswick County
day-care center.
<LI>Acquisition of a new building for an office products supplier.
<LI>Construction of a new building for a Carteret County glass company.
</LI></UL>
<P></P>
<P>Between our Wilmington and Fayetteville offices, we can provide
excellent service to all Southeastern North Carolina businesses and
banking partners. </P>
<P>If you have projects in the Southeast, please feel free to contact
Louis in Wilmington or Allen Cofiori in Fayetteville.
</P></DIV></FONT></DIV>
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<DIV style="MARGIN-TOP: -10px">
<P>Call the Self-Help loan officer nearest you to discuss a project or
learn more about how you can use an SBA 504 loan to help your small
business customers with expansion needs. </P>
<P><B>Charlotte Region:</B> <A
href="mailto:dale.harrold@self-help.org">Dale Harrold</A>and <A
href="mailto:ralph.ansell@self-help.org">Ralph Ansell</A>, Self-Help,
Great Aunt Stella Center, 926 Elizabeth Ave., Suite 302, Charlotte, NC
28204 * 800-394-7428 </P>
<P><B>Fayetteville Region:</B> <A
href="mailto:allen.cofiori@self-help.org">Allen Cofiori</A>, Self-Help,
100 Hay St., Suite 300, Fayetteville, NC 28301 * 800-774-7966 </P>
<P><B>Northeastern NC Region:</B> <A
href="mailto:gerry.blood@self-help.org">Gerry Blood</A>, Self-Help, 301
South Evans St., Suite 306, Greenville, NC 27858 * 800-893-9669 </P>
<P><B>Southeastern NC Region:</B> <A
href="mailto:louis.rogers@self-help.org">Louis Rogers</A>, Self-Help, 272
N. Front St., Suite 300, Wilmington, NC 28401 * 877-559-4284 </P>
<P><B>Triad/Greensboro Office:</B> <A
href="mailto:travis.idol@self-help.org">Travis Idol</A>, Self-Help, 122 N.
Elm St., Suite 1015, Greensboro, NC 27401 * 800-269-7426 </P>
<P><B>Triad/Winston-Salem Office:</B> <A
href="mailto:anna.tefft@self-help.org">Anna Tefft</A>, 500 West Fourth
Street, Suite 200, Winston-Salem, NC 27101 * 336-478-2611 </P>
<P><B>Triangle Region:</B> <A href="mailto:joe.osowski@self-help.org">Joe
Osowski</A>, Self-Help, 301 W. Main St., PO Box 3619, Durham, NC 27702 *
800-476-7428 </P>
<P><B>Western NC Region:</B> <A href="mailto:tom.byers@self-help.org">Tom
Byers</A>, Self-Help, 34 Wall St., Suite 704, Asheville, NC 28801 *
800-229-7428 </P>
<P>Contact our <B>SBA 504 Program Director</B>, Jim Overton, at
919-956-4473 or jim.overton@self- help.org. </P></DIV></FONT></DIV>
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<DIV>email: <A style="COLOR: #000000" href="mailto:504loans@self-help.org"
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