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WealthBuilder Loans

WealthBuilder Loans
   

Reduce your payment and build savings with our WealthBuilder Loan


Our WealthBuilder loan may allow you to refinance one or more high interest rate personal finance loans with a lower interest rate credit union loan. In addition to qualifying for a lower rate, you can also build additional savings!


Lower Your Interest Rate

The WealthBuilder loan is an unsecured loan with terms from 12 to 48 months, with an interest rate that varies based on credit score. WealthBuilder loan amounts range from $500 to $10,000. Rates start as low as *5.96% APR.


Build Additional Savings

With a WealthBuilder loan, some of the money you save over the life of the loan stays in your pocket every month through lower payments, and the rest is advanced to you in a savings account. Savings are held in an account in your name, earning interest and paid out to you once the WealthBuilder loan has been paid back in full. Total savings depend on factors such as the amount refinanced and your credit score.


Savings Gift and Match!!!

You will have at least $300 in a Self-Help Credit Union savings account by the time your loan is paid off. If approved for the WealthBuilder Loan, a gift of $100 (of the $300) is made to you to start your savings.


To get started, e-mail WealthBuilder@self-help.org or contact your local branch.

Features
  • $100 in savings FREE when you qualify for a WealthBuilder loan
  • Rates start as low as 5.96% APR (rate range is 5.96%-15.69% APR)
  • Loan terms run from 12 to 48 months
  • Loan amounts range from $500 to $10,000

$100 savings gift is contingent upon loan approval.

Loan approval will depend on your ability to meet the credit union's loan approval requirements.

APR = Annual Percentage Rate


This initiative is made possible through a generous contribution from MetLife Foundation, which is partnering with Self-Help to provide individuals and families with financial knowledge and tools to improve their lives.