.hm-form {
  padding-top: 80px;
  padding-bottom: 80px;
  background-size: cover;
  background-position: center center;
  background-color: #0057a8;
  background-image: url(../img/HomeownershipMicrosite/FormBackground.png);
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-form {
    padding-top: 25px;
    padding-bottom: 35px;
  }
}
.hm-form.hm-form-dark {
  background-image: url(../img/HomeownershipMicrosite/FormBackgroundDark.png);
}
.hm-form .rcRefreshImage {
  color: white !important;
}
.hm-form .rcRefreshImage:hover,
.hm-form .rcRefreshImage:focus {
  color: #b83d13 !important;
}
.hm-form .sfSuccess {
  color: white !important;
  font-size: 24px;
  text-align: center;
  padding-left: 10px;
  padding-right: 10px;
}
.hm-form .sfError {
  color: white !important;
}
.hm-form .container {
  margin-left: auto;
  margin-right: auto;
  width: 1160px;
}
@media (min-width:  960px ) and (max-width:  1199px ) {
  .hm-form .container {
    width: 960px;
  }
}
@media (min-width:  768px ) and (max-width:  959px ) {
  .hm-form .container {
    width: 768px;
  }
}
@media (max-width:  767px ) {
  .hm-form .container {
    max-width: 320px;
    width: 320px;
    padding-left: 15px !important;
    padding-right: 15px !important;
  }
}
.hm-form h2 {
  color: white;
  font-size: 35px;
  font-weight: bold;
  text-align: center;
  margin-bottom: 15px;
  max-width: 70%;
  margin-left: auto !important;
  margin-right: auto !important;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-form h2 {
    max-width: 100%;
    font-size: 26px;
  }
}
.hm-form label {
  font-size: 18px;
  color: white;
  font-weight: bold;
  text-align: left;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-form label {
    font-size: 14px;
  }
}
.hm-form label *.required::after {
  content: "*";
}
.hm-form input[type=text],
.hm-form input[type=textarea] {
  background-color: white;
  padding: 8px 25px 8px 15px;
  width: 100% !important;
  color: #007db3;
  font-size: 19px;
  border-style: solid;
  border-color: white;
  border-width: 2px;
  margin-bottom: 10px;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-form input[type=text],
  .hm-form input[type=textarea] {
    font-size: 16px;
  }
}
.hm-form input[type=text]:focus,
.hm-form input[type=textarea]:focus {
  outline: 2px solid black;
}
.hm-form input[type=submit] {
  background-color: transparent;
  border-color: white;
  border-width: 2px;
  border-style: solid;
  color: white;
  margin-left: auto;
  margin-right: auto;
  display: table;
  margin-top: 25px;
  font-size: 20px !important;
  padding: 8px 20px 8px 20px !important;
}
.hm-form input[type=submit]:hover,
.hm-form input[type=submit]:focus {
  background-color: white;
  color: #007db3 !important;
}
.hm-form-form label {
  font-size: 18px;
  color: white;
  font-weight: bold;
  text-align: left;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-form-form label {
    font-size: 14px;
  }
}
.hm-form-form label *.required::after {
  content: "*";
}
.hm-form .sfFormInstructions {
  text-align: center;
  color: white;
  font-size: 24px;
  margin-top: 20px;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-form .sfFormInstructions {
    font-size: 19px;
  }
}
.hm-form .sfFormInstructions a {
  color: white !important;
  text-decoration: none;
  font-weight: bold;
}
.hm-form .sfFormInstructions a:hover,
.hm-form .sfFormInstructions a:focus {
  color: white !important;
  text-decoration: underline;
}
.hm-form .sfFormInstructions a.chat {
  text-decoration: underline;
}
.hm-form .sfFormInstructions a.chat:hover,
.hm-form .sfFormInstructions a.chat:focus {
  text-decoration: none;
}
.hm-outrocta {
  padding-top: 60px;
  padding-bottom: 100px;
  background-size: cover;
  background-repeat: no-repeat;
  background-position: center center;
  background-color: #0057a8;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-outrocta {
    padding-top: 25px;
    padding-bottom: 15px;
  }
}
.hm-outrocta-inner-title {
  color: white;
  font-weight: bold;
  font-size: 35px;
  margin-bottom: 35px;
  width: 70%;
  text-align: center;
  margin-left: auto;
  margin-right: auto;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-outrocta-inner-title {
    font-size: 26px;
    margin-bottom: 15px;
  }
}
.hm-outrocta-inner-items {
  display: flex;
  justify-content: center;
  align-items: center;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-outrocta-inner-items {
    display: block;
  }
}
.hm-outrocta-inner-items-item {
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  margin-bottom: 25px;
  flex-wrap: wrap;
  flex-basis: 35%;
}
.hm-outrocta-inner-items-item-icon {
  margin-bottom: 10px;
}
.hm-outrocta-inner-items-item-icon img {
  height: 50px;
  margin: 10px;
}
.hm-outrocta-inner-items-item-link {
  color: white !important;
  text-decoration: none;
  font-weight: bold;
  font-size: 24px;
  text-align: center;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-outrocta-inner-items-item-link {
    font-size: 16px;
  }
}
.hm-outrocta-inner-items-item-link:hover,
.hm-outrocta-inner-items-item-link:focus {
  text-decoration: underline;
}
.hm-outrocta-inner-items-divider {
  min-height: 150px;
  width: 2px;
  background-color: white;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-outrocta-inner-items-divider {
    display: none;
  }
}
.hm-productcards {
  position: relative;
}
.hm-productcards-top {
  background-color: white;
  padding-top: 100px;
  padding-bottom: 100px;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-productcards-top {
    padding-top: 40px;
    padding-bottom: 50px;
  }
}
.hm-productcards-top-title {
  color: #007db3;
  font-size: 35px;
  text-align: center;
  margin-bottom: 15px;
  font-weight: bold;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-productcards-top-title {
    font-size: 26px;
  }
}
.hm-productcards-top-description {
  color: #0057a8;
  font-size: 22px;
  margin-bottom: 15px;
  text-align: center;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-productcards-top-description {
    font-size: 16px;
  }
}
.hm-productcards-top-cta {
  background-color: #d34312;
  border-color: #d34312;
  border-width: 2px;
  border-style: solid;
  color: white !important;
  padding-left: 70px;
  padding-right: 70px;
  padding-top: 8px;
  padding-bottom: 8px;
  margin-bottom: 25px;
  font-weight: bold;
  margin-left: auto;
  margin-right: auto;
  display: table;
  text-decoration: none !important;
}
.hm-productcards-top-cta:hover,
.hm-productcards-top-cta:focus {
  color: #b83d13 !important;
  background-color: white !important;
  text-decoration: none;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-productcards-top-cta {
    display: block;
    margin-left: auto;
    margin-right: auto;
  }
}
.hm-productcards-bottom {
  background-color: #c8efff;
  padding-bottom: 45px;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-productcards-bottom {
    padding-bottom: 0;
  }
}
.hm-productcards-bottom .row {
  margin-top: -45px;
}
.hm-productcards-bottom-card {
  height: 100%;
  background-color: white;
  display: block;
  width: 100%;
  margin-bottom: 15px;
  min-height: 350px;
  text-decoration: none !important;
  color: black !important;
  opacity: 0;
}
.hm-productcards-bottom-card.active {
  opacity: 1;
  animation: fadeInUp;
  animation-duration: 1s;
}
.hm-productcards-bottom-card:hover,
.hm-productcards-bottom-card:focus {
  background-color: #0057a8;
}
.hm-productcards-bottom-card:hover li,
.hm-productcards-bottom-card:focus li,
.hm-productcards-bottom-card:hover p,
.hm-productcards-bottom-card:focus p {
  color: white !important;
}
.hm-productcards-bottom-card-top {
  padding: 30px 25px 40px 25px;
  background-color: #0057a8;
  position: relative;
  border-bottom-right-radius: 35%;
  border-bottom-left-radius: 35%;
}
.hm-productcards-bottom-card-top-title {
  color: white !important;
  font-size: 24px;
  font-weight: bold;
  text-align: center;
}
.hm-productcards-bottom-card-top-circleiconcontainer {
  position: absolute;
  left: 0;
  width: 100%;
  bottom: -30px;
  display: flex;
  justify-content: center;
  background-color: transparent;
  z-index: 2;
}
.hm-productcards-bottom-card-top-circleiconcontainer-circleicon {
  padding: 5px;
  background-color: white;
  border-radius: 50%;
}
.hm-productcards-bottom-card-top-circleiconcontainer-circleicon img {
  width: 45px;
  height: 45px;
  display: block;
}
.hm-productcards-bottom-card-content {
  padding-top: 35px;
  padding-left: 25px;
  padding-right: 25px;
  padding-bottom: 35px;
  position: relative;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-productcards-bottom-card-content {
    padding-left: 50px;
    padding-right: 50px;
  }
}
.hm-productcards-bottom-card-content p,
.hm-productcards-bottom-card-content li {
  font-size: 18px;
}
.hm-productcards-bottom-card-content li::before {
  color: #007db3;
}
.hm-productcards-bottom-card-content-caret {
  color: #007db3;
  font-size: 16px;
  bottom: 10px;
  right: 10px;
}
.hm-productcards-controls {
  background-color: #c8efff;
  padding-bottom: 25px;
  padding-top: 10px;
}
.hm-productcards-controls-dots ul {
  list-style: none;
  display: flex;
  justify-content: center;
  align-items: center;
  padding-left: 0;
  margin-bottom: 0;
}
.hm-productcards-controls-dots ul li {
  margin-left: 5px;
  margin-right: 5px;
  padding-left: 5px;
  padding-right: 5px;
}
.hm-productcards-controls-dots ul li::before {
  content: "";
}
.hm-productcards-controls-dots ul button {
  background-color: transparent;
  border-color: #0057a8;
  border-width: 2px;
  border-radius: 50%;
  border-style: solid;
  font-size: 0;
  height: 16px;
  width: 16px;
}
.hm-productcards-controls-dots ul li.slick-active button {
  background-color: #0057a8;
}
.hm-productcards-controls-arrows .slick-prev,
.hm-productcards-controls-arrows .slick-next {
  font-size: 26px;
  margin: 0 10px;
  padding: 5px;
  cursor: pointer;
  color: #0057a8;
  border: none;
  outline: none;
  background: transparent;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  position: relative;
  top: -250px;
}
.hm-productcards-controls-arrows .slick-prev:hover,
.hm-productcards-controls-arrows .slick-next:hover {
  color: #0057a8;
}
.hm-productcards-controls-arrows .slick-prev:focus,
.hm-productcards-controls-arrows .slick-next:focus {
  outline: 2px dotted #0057a8;
}
.hm-productcards-controls-arrows .slick-prev.slick-disabled,
.hm-productcards-controls-arrows .slick-next.slick-disabled {
  color: #c8efff;
}
.hm-productcards-controls-arrows .slick-prev.slick-disabled:hover,
.hm-productcards-controls-arrows .slick-next.slick-disabled:hover {
  cursor: default;
}
.hm-productcards-controls-arrows .slick-prev {
  float: left;
  left: -5px;
}
.hm-productcards-controls-arrows .slick-next {
  float: right;
  left: 5px;
}
.hm-promotion {
  padding-top: 60px;
  padding-bottom: 60px;
  background-color: white;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-promotion {
    padding-top: 25px;
    padding-bottom: 25px;
  }
}
.hm-promotion h4 {
  margin-top: 5px;
  margin-bottom: 5px;
  color: #d34312;
}
.hm-promotion li {
  margin-bottom: 10px;
}
.hm-promotion-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-promotion-inner {
    display: block;
  }
}
.hm-promotion-inner.imageleft {
  flex-direction: row;
  opacity: 0;
}
.hm-promotion-inner.imageleft.active {
  opacity: 1;
  animation: fadeInLeft;
  animation-duration: 1s;
}
.hm-promotion-inner.imageright {
  flex-direction: row-reverse;
  opacity: 0;
}
.hm-promotion-inner.imageright.active {
  opacity: 1;
  animation: fadeInRight;
  animation-duration: 1s;
}
.hm-promotion-inner.shieldshapeimage .hm-promotion-inner-image-img {
  border-top-left-radius: 0;
  border-top-right-radius: 0;
  border-bottom-left-radius: 0;
}
.hm-promotion-inner-image {
  flex-basis: 50%;
  position: relative;
  display: flex;
  justify-content: flex-start;
  z-index: 2;
}
.hm-promotion-inner-image-img {
  margin-left: 40px;
  margin-right: 40px;
  background-size: cover;
  background-position: center center;
  height: 350px;
  width: 350px;
  border-radius: 50%;
}
@media (min-width:  768px ) and (max-width:  959px ) {
  .hm-promotion-inner-image-img {
    width: 300px;
    height: 300px;
    margin-left: auto;
    margin-right: auto;
  }
}
@media (max-width:  767px ) {
  .hm-promotion-inner-image-img {
    width: 200px;
    height: 200px;
    margin-left: auto;
    margin-right: auto;
  }
}
.hm-promotion-inner-image-flourishcontainer {
  position: absolute;
  right: 0;
  height: 100%;
  z-index: -1;
  display: flex;
  align-items: center;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-promotion-inner-image-flourishcontainer {
    left: 60%;
    right: unset;
  }
}
.hm-promotion-inner-image-flourishcontainer-flourish {
  width: 250px;
  height: 250px;
  margin-right: 50px;
}
@media (min-width:  768px ) and (max-width:  959px ) {
  .hm-promotion-inner-image-flourishcontainer-flourish {
    width: 175px;
    height: 175px;
  }
}
@media (max-width:  767px ) {
  .hm-promotion-inner-image-flourishcontainer-flourish {
    width: 100px;
    height: 100px;
  }
}
.hm-promotion-inner-content {
  flex-basis: 50%;
  padding-right: 50px;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-promotion-inner-content {
    padding-right: 0;
    max-width: 400px;
    margin-left: auto;
    margin-right: auto;
  }
}
.hm-promotion-inner-content-title {
  margin-bottom: 25px;
  color: #007db3;
  font-size: 35px;
  line-height: 1.3;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-promotion-inner-content-title {
    font-size: 26px;
    margin-top: 10px;
    margin-bottom: 15px;
  }
}
.hm-promotion-inner-content-description {
  margin-bottom: 40px;
  font-size: 20px;
  color: #0057a8;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-promotion-inner-content-description {
    font-size: 14px;
    margin-bottom: 20px;
  }
}
.hm-promotion-inner-content-cta {
  background-color: #0057a8;
  border-color: #0057a8;
  color: white !important;
  padding-left: 45px;
  padding-right: 45px;
  text-decoration: none !important;
}
.hm-promotion-inner-content-cta:hover,
.hm-promotion-inner-content-cta:focus {
  background-color: white;
  color: #0057a8 !important;
  border-color: #0057a8 !important;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-promotion-inner-content-cta {
    display: block;
  }
}
.hm-reasons {
  padding-top: 100px;
  padding-bottom: 80px;
  background-color: #f1f1f1;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-reasons {
    padding-top: 30px;
    padding-bottom: 35px;
  }
}
.hm-reasons-inner {
  display: flex;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-reasons-inner {
    display: block;
  }
}
.hm-reasons-inner-title {
  flex-basis: 33%;
  color: #007db3;
  padding-right: 30px;
  font-size: 35px;
  font-weight: bold;
  text-align: left;
  margin-bottom: 25px;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-reasons-inner-title {
    font-size: 26px;
    text-align: left;
  }
}
.hm-reasons-inner-reasonlist {
  flex-basis: 66%;
  display: flex;
  margin: -15px;
  flex-wrap: wrap;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-reasons-inner-reasonlist {
    display: block;
  }
}
.hm-reasons-inner-reasonlist-reason {
  width: 50%;
  padding: 15px;
  display: flex;
  align-items: flex-start;
  justify-content: flex-start;
  opacity: 0;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-reasons-inner-reasonlist-reason {
    width: 100%;
  }
}
.hm-reasons-inner-reasonlist-reason.active {
  opacity: 1;
  animation: fadeInUp;
  animation-duration: 1s;
}
.hm-reasons-inner-reasonlist-reason-icon {
  flex-shrink: 0;
  display: flex;
  justify-content: center;
  align-content: center;
  border-radius: 50%;
  background-color: #007db3;
  padding: 10px;
}
.hm-reasons-inner-reasonlist-reason-icon-iconcontainer {
  width: 40px;
  height: 40px;
  display: flex;
  justify-content: center;
  align-items: center;
}
.hm-reasons-inner-reasonlist-reason-icon-iconcontainer img {
  max-width: 100%;
}
.hm-reasons-inner-reasonlist-reason-content {
  padding-left: 15px;
}
.hm-reasons-inner-reasonlist-reason-content-title {
  color: #0057a8;
  font-size: 22px;
  font-weight: bold;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-reasons-inner-reasonlist-reason-content-title {
    font-size: 16px;
  }
}
.hm-reasons-inner-reasonlist-reason-content-description {
  color: #0057a8;
  font-size: 20px;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-reasons-inner-reasonlist-reason-content-description {
    font-size: 14px;
  }
}
.hm-video {
  background-color: #c8efff;
  padding-top: 60px;
  padding-bottom: 60px;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-video {
    padding-top: 35px;
    padding-bottom: 35px;
  }
}
.hm-video-inner {
  display: flex;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-video-inner {
    display: block;
  }
}
.hm-video-inner-left {
  flex-basis: 50%;
  padding-right: 50px;
  display: flex;
  justify-content: center;
  flex-direction: column;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-video-inner-left {
    display: block;
    padding-bottom: 25px;
  }
}
.hm-video-inner-left-tag {
  color: #0057a8;
  margin-bottom: 15px;
  font-size: 16px;
  display: flex;
  align-items: center;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-video-inner-left-tag {
    font-size: 14px;
  }
}
.hm-video-inner-left-tag i {
  margin-right: 5px;
}
.hm-video-inner-left-title {
  font-weight: bold;
  font-size: 35px;
  color: #007db3;
  line-height: 1.2;
  margin-bottom: 15px;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-video-inner-left-title {
    font-size: 24px;
  }
}
.hm-video-inner-left-description {
  font-size: 16px;
  color: #0057a8;
  margin-bottom: 15px;
  line-height: 1.3;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-video-inner-left-description {
    font-size: 14px;
  }
}
.hm-video-inner-left-transcriptlink {
  margin-bottom: 15px;
}
.hm-video-inner-left-transcriptlink:hover,
.hm-video-inner-left-transcriptlink:focus {
  color: #b83d13 !important;
}
.hm-video-inner-right {
  flex-basis: 50%;
}
.hm-video-inner-right-video {
  display: block;
  width: 100%;
  height: 300px;
  display: flex;
  justify-content: center;
  align-items: center;
  background-size: cover;
  background-color: #0057a8;
  background-position: center center;
  text-decoration: none !important;
}
.hm-video-inner-right-video:hover,
.hm-video-inner-right-video:focus {
  text-decoration: none !important;
}
.hm-video-inner-right-video:hover i,
.hm-video-inner-right-video:focus i {
  background-color: #ffffff;
  color: #d34312;
}
@media (min-width:  768px ) and (max-width:  959px ), (max-width:  767px ) {
  .hm-video-inner-right-video {
    max-width: 400px;
    margin-left: auto;
    margin-right: auto;
  }
}
@media (max-width:  767px ) {
  .hm-video-inner-right-video {
    height: 220px;
  }
}
.hm-video-inner-right-video i {
  padding: 25px;
  font-size: 25px;
  color: black;
  padding-left: 29px;
  border-radius: 50%;
  background-color: rgba(255, 255, 255, 0.5);
}
.hm-video-transcript {
  display: none;
  margin-top: 0;
  margin-bottom: 15px;
  margin-top: 20px;
  font-size: 16px;
}