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Bank for Good

At Self-Help Credit Union, we put your deposits to work building communities. What's more, we offer affordable and responsible products and services, competitive rates, and personalized service.






  • No minimum to open an account
  • $5 monthly fee waived if criteria are met
  • Access to nationwide network of ATMs

Money Market

  • No monthly fee on a $500 balance
  • Competitive interest rates
  • Access to limited check writing features


  • Low $5 minimum deposit
  • Competitive interest rates
  • No monthly service fee

Term Certificate

  • Terms from 3 months to 5 years
  • Higher rates on longer terms
  • Specialty accounts that let you show your support for our Green lending

Not ready to open an account just yet?

Drop us your email and we'll reach out in a few days.

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We do not invest in projects involving fossil fuel extraction or production. Since 1989 we have invested $386 million in projects that have created a positive environmental impact in the communities we serve.

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Serving families and individuals.

Achieving the American Dream isn't easy, but fair and affordable loans help bring it within reach. Our loans help our members avoid high-cost lenders and check cashers that too often prey on working people.

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Making a difference.

Your deposits help us strengthen families and community organizations, grow local businesses, provide affordable home loans, revitalize downtowns, build neighborhoods, and advocate for fair and responsible financial practices.

photo of home borrower

" Self-Help has helped me a lot.  Now, I'm in my own home, and I'm loving it. "

-Linda Jordan

Credit unions are nonprofit financial cooperatives in business to serve their members. Banks are in business to maximize profits for their shareholders. As cooperatives, credit unions are jointly owned by their members. When you join a credit union you become a member-owner!  At Self-Help Credit Union, our earnings are returned to our members in the form of lower rates on loans and higher rates on savings.

At Self-Help Credit union, you’re eligible to join if you meet any of the following criteria:

  • You live, work, worship or attend school in any of our communities, towns, cities, or states of service. Self-Help Credit Union operates in North Carolina, South Carolina, Florida and part of Virginia. 
  • You become a member of the Center for Community Self-Help (a 501(c)3 organization), by making a one-time membership payment of $5. 

At Self-Help Credit Union, you can build your savings, serve your community, and make a positive impact on the environment all at the same time. Every deposit you make contributes to the mission of expanding lending opportunities for families, small businesses, and green lending projects. With the support of mission-focused members who bank with Self-Help, we have been able to deploy over $357 million in affordable loans to green nonprofits, businesses, and projects, as well as build and renovate energy efficient, affordable homes. We believe that the economic well-being of our communities is deeply intertwined with climate justice. In alignment with our mission of creating and protecting economic opportunity for all, we are committed to investing in the green economy.