SBA Products

SBA Programs

Lending to small business owners is critical to Self-Help’s mission.  Self-Help’s lending team works with small business borrowers to determine which loan program best suits his or her business needs. We partner with the Small Business Administration (SBA) on the following loan products:

• 504 Loan Program
• SBA Microloan
• SBA 7(a)
• SBA Express
• SBA Community Express

Self-Help provides small loans to start-up, newly established and growing small businesses through the SBA Microloan Program. A microloan can be used for any legitimate business-related need, making it ideal for very small companies, home-based businesses and self-employed workers seeking loans less than $35,000.

Individuals and small businesses applying for a microloan may be required to fulfill business training and/or planning requirements as part of the loan application process.

The SBA 7(a) and SBA Express are guarantee loan programs Self-Help uses to make lending to small business borrowers possible. These guarantees can be used for loans ranging from a couple thousand dollars to $2 million.