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Buying a Self-Help Home
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Buying a Self-Help Home

Who Can Buy a Self-Help Home?

Self-Help homeowners are a diverse group. First time homebuyers, local government employees, graduate students, retirees, and families on a fixed income have all purchased our homes. 

But our homeowners do have a few things in common:

  • They see the value in a well built home located near jobs, transportation, and recreational opportunities.
  • They agree that their homes will be owner occupied for a period of time.
  • They want to purchase an affordable home. Our homeowners typically meet and income guideline.
  • They complete at least 8 hours of home buyer education before purchasing their home. 

See our brochure

 

Self-Help's Homeownership Process

Purchasing a Self-Help home is typically a 3-6 month process.

While many developers focus on profit, we focus on the success of communities and homeowners. When neighborhoods are safe and stable and homeowners have a quality home with a low mortgage payment, we all win.
 
  • Contact Self-Help CDC for information on buyer qualifications.
  • Complete the Homeownership Application.
  • Choose a lender and pre-qualify for a loan. We will work with you and your lender to identify down payment and second mortgage programs that you may qualify for.
  • Complete the background check.
  • Choose a home.
  • Sign a contract to purchase your home and submit your deposit.
  • Complete a first time homebuyer workshop.
  • Submit your loan application and work with your lender to complete your loan package.
  • Work with your lender and Self-Help CDC to apply for down payment and first time homebuyer programs.
  • Complete home inspection and buyer orientation, with our help.
  • Get the keys to your new home!

 

Need more information? Call or email us - we're here to help.

1-866-265-3488

 

Charlotte Email: CharlotteHomes@Self-Help.org

Durham Email: DurhamHomes@Self-Help.org

Greensboro Email: GreensboroHomes@Self-Help.org

"We had been renting for years and throwing our money away.  We set a goal to buy a home, and I thank God Self-Help was able to help us meet that goal.  I have such a greater sense of stability and security for my family."

                                                                                   Lynette Hearn, homeowner

 

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