Self-Help Credit UnionInformation on Self-Help state chartered credit union offering socially responsible federally insured deposit products ![]() Open an Account/ Deposit Forms Current Deposit Rates Manage My Account Self-Help Credit Union (SHCU) is a North Carolina chartered, federally insured, member-owned institution. In 1984 SHCU was created as an affiliate of Self-Help, a community development lender, making home loans and commercial loans, developing affordable housing and commercial real estate and creating ownership and economic opportunity for communities left out of the economic mainstream. Learn more about SHCU in Frequently Asked Questions.
When you open a deposit account with SHCU, you get more than a competitive rate of return and a safe place to invest your money. You support our mission to help hardworking low-wealth individuals, families and communities grow stronger. We offer the following deposit accounts: Learn about how your deposits fuel our mission: sign up for our quarterly e-newsletter
Six North Carolina-based credit unions have become divisions of SHCU. If you live, work, study or worship near one of the credit union locations below, you have access to walk-in teller service and a broader range of consumer financial services (click on any credit union link for information about products and services they offer):
Your savings at SHCU are federally insured by the National Credit Union Administration (the equivalent of the FDIC for credit unions) up to the $250,000 limit.
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