Checking Accounts
Checking accounts available at Self-Help Credit Union
Open an Account/ Deposit Forms Current Deposit Rates Find an ATM
CHECKING ACCOUNTS
(available for members of Self-Help Credit Union)
- Unlimited check writing
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No per check charge
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Free debit/ATM card upon request
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Optional overdraft coverage
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“Do-It-Yourself” check ordering through Harland
PERSONAL CHECKING
Basic
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Open this checking account with a deposit of $25 or more.
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Dividends earned on average daily balance of $100 or more.
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A monthly maintenance fee may be assessed on this account.
Premium
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Open and maintain a balance of $2,500 or more to earn higher dividend.
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A monthly maintenance fee will apply to any balance of less than $2,500.
NONPROFIT ORGANIZATION/BUSINESS CHECKING
Nonprofit
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Open with a deposit of $25 or more.
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Interest is earned on a daily balance of $100 or more.
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This checking account earns interest at the same rate as the basic checking account.
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A monthly maintenance fee is charged on this account.
Small Business
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Open this checking account with a deposit of $25 or more.
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Interest is earned on a daily balance of $100 or more.
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This account earns interest at the same rate as the basic checking account.
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A monthly maintenance fee is charged on this account.
Obtain a fee schedule for details on transaction and maintenance fees.
OVERDRAFT COVERAGE OPTIONS
Our overdraft coverage options are completely opt-in. Eligible members may choose either an overdraft line of credit or overdraft transfer. With either option, overdraft funds will be accessed in the event of insufficient funds in the primary checking account.
Overdraft lines of credit range from $250 to $2,000. Applicants for overdraft lines of credit are subject to the underwriting guidelines of Self-Help Credit Union.
With overdraft transfer, the entire balance of the transfer source account is accessible for overdraft transfer payments, if needed. Self-Help Credit Union will charge a small fee for each overdraft transfer.
