Program Options
Self-Help and your lender can work together to offer the following options.
Program Options
Self-Help and your lender can work together to offer the following options. To find out if you qualify for any of these options, download the Borrower Worksheet.
- Repayment Plan - Make scheduled payments toward the delinquent amount of your loan. These payments would be in addition to your regular payments and would bring your loan current.
- Loan Modification - Bring your loan current by adding past-due amounts to the unpaid principal balance. Possibly, one or more of your original loan terms could be changed to make the payment more affordable.
- Presale - Avoid foreclosure by selling the property, even when the home's market value is less than the total amount owed.
- Deed-in-Lieu of Foreclosure - Turn over the title of the property to your lender to avoid foreclosure.
Learn more about How It Works
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