Socially Responsible Deposit Accounts

Deposit Account Quick Links

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About Our Deposit Accounts

When you open a deposit account at Self-Help Credit Union, you get more than a competitive rate of return and a safe place to invest your money.  You get to use your savings to help others begin the process of building wealth.       

That is because we use your deposit to provide mortgages and small business loans to people of color, women, rural residents, and low-wealth families – those most often left out of the economic mainstream.  With each loan payment, our borrowers build wealth and self-sufficiency for themselves and their families.  And in turn our communities become better places to live. 

Just like deposits in banks, our deposits are federally insured up to $100,000 by NCUA, the credit union equivalent to the FDIC.  Retirement accounts are insured up to $250,000.  

We offer Money Market, Savings, Certificate of Deposit (CD), and IRA accounts.  Our interest rates are competitive, change daily, and are always posted on our web site.  

Thousands of socially responsible investors from all over the country have deposit accounts with us.  We work hard to provide the best possible service in our Durham, NC branch and by telephone, mail, e-mail and over the Internet.    
 
We hope you’ll find answers to most of your questions on this web site.  (Take a look at our Membership FAQ's and Deposit FAQ's.  And be sure to read our Annual Reports, Impact Sheets, and other brochures.)  But if you have additional questions, please contact us via email, or call 1-800-966-SELF (9 am-5 pm ET, M-F).  We appreciate your interest, and hope you’ll open an account soon.

Read our Truth In Savings Statement.