Why Self-Help?
Depositor Testimonials, Credit Unions Frequently Asked Questions, Other Ways to Support our Mission, Socially Responsible Investing
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Deposit accounts in Self-Help credit unions yield more than a competitive rate of return and safe investment. Your deposits help hardworking people and communities grow stronger.
For 30 years now, Self-Help has been committed to creating and protecting economic opportunity for those often left out of the financial mainstream. Over time we have learned, and demonstrated, that low-income borrowers pose no greater credit risk than others. Our borrowers have proven their determination to repay their loans, build their businesses, and improve their communities.
We take our role as stewards of the funds entrusted to us seriously. We invest in loans to our members, not Wall Street stocks or toxic subprime securities. We have prudent underwriting guidelines and sound financial practices that safeguard our long term financial strength and your investment in us. And, of course, deposits in our credit unions are federally insured up to $250,000 in each institution. Want to know more? Email us.
Everyone has a reason for investing money at Self-Help. We wanted to share a couple of those stories with you.
Got questions about joining or depositing in Self-Help Credit Union or Self-Help Federal Credit Union?
Other Ways to Support Our Mission
There are ways other than deposits to support our mission. Every dollar of our investors’ capital is placed directly with projects that transform communities and expand opportunities.
Socially Responsible Investing
An investment in Self-Help is one of the most direct of social investments you can make.
Our credit union deposits are federally insured up to $250,000 (per credit union) by NCUA, the credit union equivalent to the FDIC.
