Fecha efectiva de las tasas de interes: 1 de Agosto de 2026. Ver nuestras tarifas. Tasas de Interés: Cuentas APR* APY* Cuentas de Cheques 0.10% 0.10% Ahorros 0.30% 0.30% Club de Feriados y Personalizadas 0.30% 0.30% Mercado Monetario 1.58% 1.59% Cuentas de Cheques: empresas y sin ánimo de lucro 0.05% 0.05% Certificados de Término: Tasas de Interés Term APR* APY** 3 Meses 0.10% 0.10% 6 Meses 0.15% 0.15% 12 Meses 3.65% 3.72% 18 Meses 3.70% 3.77% 24 Meses 3.70% 3.77% 36 Meses 3.75% 3.82% 48 Meses 3.75% 3.82% 60 Meses 3.75% 3.82% Cuentas Individuales de Retiro: Tasas de Interés Term APR* APY** 12 Meses 3.65% 3.72% 18 Meses 3.70% 3.77% 24 Meses 3.70% 3.77% 36 Meses 3.75% 3.82% 48 Meses 3.75% 3.82% 60 Meses 3.75% 3.82% IRA Savings 3.65% 3.72% Tasas de préstamo Tipo de préstamo Tarifas New Car (up to 84 meses) 6.50% to 12.50% Used Car - less than 100,000 Miles (up to 84 meses) 7.25% to 13.25% Used Car - greater than 100,000 Miles (up to 72 meses) 9.25% to 15.25% Motorcycles (up to 60 meses) 10.00% to 16.00% Recreational Vehicles (up to 144 meses) 8.50% to 12.00% Credit Builder Loans Share Collateral Rate + 4.00% Share-Secured Account Rate + 4.00% Certificate Secured Loans CD Collateral Rate + 4.00% Signature- Unsecured (up to 48 meses) 12.75% to 16.00% Overdraft Line of Credit 13.75% to 16.00% Credit Card (Depending on credit worthiness) 13.25% to 16.00% Home Equity Line of Credit - HELOC (80% or less- combined loan-to-value CLTV) 7.75% to 8.50% Solar Loans (up to 180 mesas) 5.75% to 14.00% Energy Saver Loans (up to 180 mesas) 5.75% to 13.75% APY = Porcentaje de Rendimiento Anual APR = Porcentaje de Tasa Anual Ver revelaciones de cuentas y miembros.