Fecha efectiva de las tasas de interes: 1 de Julio de 2025. Ver nuestras tarifas. Tasas de Interés: Cuentas APR* APY* Cuentas de Cheques 0.10% 0.10% Ahorros 0.30% 0.30% Club de Feriados y Personalizadas 0.30% 0.30% Mercado Monetario 2.06% 2.08% Cuentas de Cheques: empresas y sin ánimo de lucro 0.05% 0.05% Certificados de Término: Tasas de Interés Term APR* APY** 3 Meses 0.10% 0.10% 6 Meses 0.15% 0.15% 12 Meses 4.00% 4.08% 18 Meses 3.80% 3.87% 24 Meses 3.60% 3.67% 36 Meses 3.30% 3.35% 48 Meses 3.30% 3.35% 60 Meses 3.30% 3.35% Cuentas Individuales de Retiro: Tasas de Interés Term APR* APY** 12 Meses 4.00% 4.08% 18 Meses 3.80% 3.87% 24 Meses 3.60% 3.67% 36 Meses 3.30% 3.35% 48 Meses 3.30% 3.35% 60 Meses 3.30% 3.35% IRA Savings 4.00% 4.08% Tasas de préstamo . Tipo de préstamo Tarifas New Car (up to 84 meses) 6.75% to 12.75% Used Car - less than 100,000 Miles (up to 84 meses) 7.50% to 13.50% Used Car - greater than 100,000 Miles (up to 72 meses) 9.50% to 15.50% Motorcycles (up to 60 meses) 10.25% to 16.00% Recreational Vehicles (up to 144 meses) 8.75% to 12.25% Credit Builder Loans Share Collateral Rate + 4.00% Share-Secured Account Rate + 4.00% Certificate Secured Loans CD Collateral Rate + 4.00% Signature- Unsecured (up to 48 meses) 13.00% to 16.00% Overdraft Line of Credit 14.00% to 16.00% Credit Card (Depending on credit worthiness) 14.00% to 16.00% Home Equity Line of Credit - HELOC (80% or less- combined loan-to-value CLTV) 8.50% to 9.25% Energy Saver Loans (up to 180 mesas) 6.00% to 14.00% APY = Porcentaje de Rendimiento Anual APR = Porcentaje de Tasa Anual Ver revelaciones de cuentas y miembros.