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Start Your Online Application


What type of account are you looking for?

You can apply for a Savings, Money Market, or Term Certificate account online.

Continue the Application

We don't offer online applications for Checking Accounts. To apply for a checking account, please visit a branch or send in a mail-in application

If you'd like to apply for any other accounts, you can open them online by selecting the "Savings, Money Market, or Term Certificate" option above.


Applying will take 5-10 minutes.

What you'll need to apply:

  • Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • Valid photo identification (driver's license, passport, state-issued ID card). You'll need to take a photo of your ID and upload the image.
  • Funds transfer information (i.e., the routing and account number for the financial institution from which you want to fund this account.)


Questions about eligibility or being a member?

Read our membership FAQ.

Need help applying? Call 800-966-7353 from M-Th, 8:30am to 5pm EST and F, 8:30am to 6pm EST.


In California, Illinois, or Wisconsin? Join our sister credit union, Self-Help Federal. Learn more


U.S.A. Patriot Act
Identity Verification Notice

Important Information About Procedures for Opening a New SHCU Account

To help our government fight the funding of terrorism and stop money-laundering activities, Federal law requires all financial institutions, including SHCU, to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, Taxpayer Identification Number (TIN) (usually your Social Security Number) and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying document(s). The law requires us to maintain records of the identification verification and periodically update this information.