What We Do


Self-Help is a family of two credit unions, a nonprofit loan fund, and an advocacy group. We are also a designated community development financial institution. That means our members enjoy all the benefits of belonging to a credit union while also supporting our larger mission to expand opportunities for underserved communities.

We provide responsible and affordable financial services.

  • Full-service credit union serving nearly 60,000 members across North Carolina
  • Checking and savings accounts and term certificates (CDs) at attractive rates
  • Fair and affordable loans, focusing on helping low- and moderate-income consumers build wealth and prosperity

We promote homeownership to help families build financial security.

  • Mortgages with fair terms and reasonable rates
  • Investment in neighborhoods hit hard by foreclosures

We lend to businesses and nonprofits, including these:

  • Small businesses that generate jobs and contribute to community wealth
  • Public charter schools, child care centers and faith-based organizations
  • Nonprofits and affordable housing developments
  • Commercial real estate projects that invigorate downtown areas and neighborhoods

We promote policy solutions that encourage responsible lending and stop abusive financial practices.

  • Research to quantify the impact of predatory lending on American households
  • Partnerships with allies, industry leaders and policymakers to implement common-sense solutions that protect families and consumers

Find out more in our 2014 Annual Report (print and online) and Impact Statement.



Explore some of areas of our work below: