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Self-Help is a family of two credit unions, a nonprofit loan fund, and an advocacy group. We are also a designated community development financial institution. That means our members enjoy all the benefits of belonging to a credit union while also supporting our larger mission to expand opportunities for underserved communities.

We provide responsible and affordable financial services.

  • Full-service credit unions serving over 145,000 members online and in branches in North Carolina, South Carolina, California, Florida, Virginia and greater Chicago
  • Checking and savings accounts and term certificates at attractive rates
  • Fair and affordable loans, focusing on helping low- and moderate-income consumers build wealth and prosperity

We promote homeownership to help families build financial security.

  • Mortgages with fair terms and reasonable rates
  • Investment in neighborhoods hit hard by foreclosures

We lend to businesses and nonprofits, including these:

  • Small businesses that generate jobs and contribute to community wealth
  • Public charter schools, child care centers and faith-based organizations
  • Nonprofits and affordable housing developments
  • Commercial real estate projects that invigorate downtown areas and neighborhoods

We promote policy solutions that encourage responsible lending and stop abusive financial practices.

  • Research to quantify the impact of predatory lending on American households
  • Partnerships with allies, industry leaders and policymakers to implement common-sense solutions that protect families and consumers

See recent highlights of our work in our 2018 Annual Report or learn more about who we are.

You can also subscribe to our bimonthly e-newsletter for regular updates on all Self-Help's work.

Explore some of areas of our work below: