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Credit Builder Loans

Build Your Credit

The Credit Builder loan can help you establish new credit or add a positive record to your existing credit history. As an added bonus, you earn dividends as you pay off the loan.

How it Works

  • You apply for a loan amount that you can afford to borrow.
  • The loan funds go into a limited-access savings account.
  • We report your loan repayment record to the credit reporting agencies.
  • You pay off the loan within the time that you promised.
  • You receive the full amount of the loan, plus dividends.

How to Apply

To apply for a Credit Builder loan, please contact or visit your local branch.