Credit Cards


A Credit Card That's on Your Side

We’ve designed a card for your convenience and financial success. No tricks or traps. No hidden fees. Just a simple, affordable way to buy things you need while supporting greater economic opportunity in your community.

Simple.

Most cards charge more for cash advances, but not us – your rate is the same whether you’re getting cash or making a purchase. And getting cash or making a payment is easy:  Go online, visit a branch or simply use your phone. 

No tricks or traps.

No tricky teaser rates. No annual fee and no penalty rates. Competitive rates based on credit score.

We're on your side. Ask us how you can apply today by contacting member services at 1-800-966-7353 — existing members may apply via online banking.

 

10.25% – 14.75% APR (variable), based on your creditworthiness; rates effective as of January 1, 2017
Foreign transaction fee: 1% of each transaction
Late payment fee: 5% of the minimum payment due not to exceed $20

Fair Terms and No Annual Fee

Credit Card Features:

  • No annual fee
  • No transaction fee for purchases or cash advances
  • Reasonable balance repayment schedules
  • Standard and secured lines of credit available
  • Worldwide purchasing power via the MasterCard network
  • 24-hour emergency assistance
  • Zero liability on unauthorized purchases
  • Identity-theft resolution
  • Low variable interest rates

Visit our Card Services page for more information.

 

Latino Father with Child

Another Option: Share Secured Credit Card

Your credit line is backed by funds that you hold in a Self-Help Credit Union account. This card can be a great option for anyone looking to re-establish credit or open their first credit card. Make purchases wherever MasterCard is accepted and enjoy the same cardholder benefits as our standard credit card.