Equity Boost Home Loan
For first-generation homebuyers and homebuyers with modest incomes
Home Loans
Newlyweds Jesse and Alex in front of their new home, purchased with a Self-Help mortgage.
Home loans built to support our communities.
Whether you're a first-time buyer or longtime owner, we offer home loans, refinance loans and HELOCs that are designed to help you achieve homeownership and that offer support well after your keys are in hand.
Equity Boost Home Loan
Equity Boost makes homeownership more possible for first-generation homebuyers and borrowers with modest incomes.
Self-Help 100 Home Loan
This affordable option only requires a 1-4% contribution with no income or purchase price limits.
Standard Portfolio Home Loan
These home loans are a great choice if you have a down payment of at least 3% and want to lower your monthly payment.
Mortgage Refinance
When you love your home but not your current mortgage, refinancing allows us to adjust your home loan to meet your changing needs.
Home Equity Line of Credit (HELOC)
Use your home equity to tap into an affordable line of credit for home renovations, debt consolidation or unexpected expenses.
Homeownership Resources
Explore resources for all stages of your homeownership journey and find helpful information you can use when you're buying a home, ready to refinance or want to access home equity.
Self-Help 100 Home Loan
An affordable option for borrowers with higher incomes
Standard Portfolio Home Loan
Ideal if you want to make a larger down payment on your home
Down Payment
Down Payment
0% down payment
0% down payment
As low as 3%
Minimum Credit Score
Minimum Credit Score
580
620
580
Private Mortgage Insurance
Private Mortgage Insurance
None
None
None
Features
Features
- Closing costs can be financed into the loan (must contribute at least 1% of purchase price toward closing costs)
- Can be combined with down payment assistance, if available
- Lower interest rate and monthly payment
- Receive $2,000 toward a rainy-day fund when you save with our SAFE Home Account
- Borrower contributes 1-4% of purchase price towards closing costs
- Can be combined with down payment assistance, if available
- No income or purchase price limits
Empowering Homeownership.
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