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Supporting small businesses nationwide

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Making an impact through commercial loan opportunities

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Explore why we do what we do

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See the numbers of how we supported our communities

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Connect with Our Team

Invest in the Self-Help mission and support local communities

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Check Out Our Member Stories

Supporting small businesses nationwide

Read More
Read Our Annual Report

See the numbers of how we supported our communities

Learn More
Invest in What We Do

Connect with our team to see how you can be a part of the mission

Reach Out

Make a Payment

Choose your payment method. We've got you covered. 

Pay online, over the phone, by mail or in person. No matter your preference, we make it easy to set up payments and manage your Self-Help loan or credit card.

Online & mobile payment portal
Best for: Managing your payments quickly and conveniently online, 24/7.

In the portal, you can:

  • Check your loan balance
  • Make or schedule one-time payments quickly and securely
  • Set up automated loan payments so that you never miss a payment

Note that payments submitted after 4pm ET (or on weekends/holidays) will be processed the next business day. 

How to access: 

  • Website: Click "MAKE A PAYMENT" in the MEMBER LOGIN area. 
  • Mobile App: Select "MAKE A LOAN PAYMENT" from the SERVICES tab. 

First time? A quick, one-time setup of your external account is required.

Set It & Forget It
Automatic payments
Best for: Enjoying peace of mind. It's free and reliable — and it's one less thing to think about!

How to set up: 

You can use funds from Self-Help or another institution.

Free for Self-Help Accounts
Online/Mobile Banking transfer
Best for: Members who keep funds in a Self-Help checking or savings account

Log on to your account through online or mobile banking and transfer funds from your Self-Help deposit account to your loan or credit card account anytime, instantly and at no cost.

Important note: Cannot be used for mortgage payments. Use the payment portal or auto-pay for mortgages. 

Need to enroll? Sign up for Online Banking or get the Mobile App.

Personal assistance & phone payments 

Contact Center
Best for: Making a one-time payment with help from our member support team, or for setting up complex arrangements.

Hours: Available 24/7. (Closed on Thanksgiving and Christmas.)

Fee: A convenience fee is assessed for this service.

Audio Banking (automated phone system) 
Best for: Quick payments from your existing Self-Help accounts using any phone

Note: Cannot be used for mortgage payments. 

Requires: Prior enrollment in audio banking services. Need to enroll in audio banking? Get started with audio banking now.

In-person & by mail

In-person payments
Best for: Those who prefer face-to-face service or need other banking help.

Find a Self-Help branch or Shared Branch where you can make payments at thousands of locations nationwide!

Payments by mail

Please note: Mailed payments must be received, not just postmarked, by the due date. Allow ample time. 

  • Consumer loans: Use a payment coupon and mail to your nearest branch.
  • Mortgage loans: Use a mortgage payment coupon and follow the listed mailing instructions.
  • Credit card payments: Mail to the address on your statement's payment stub.

Key information & FAQs

Topic
Important Details
Processing Times
Portal/phone: 
  • Submitting payment by 4pm ET on a business day = same-day credit. 
  • Submitting payment after 4pm ET or on weekends or holidays = next business day.
Mail:  
  • Allow 5-7 business days for delivery and processing.
Mortgage Payment Notes
Make your mortgage payments through the online payment portal, auto-pay, phone, mail, or in person.
Mortgage payments cannot be made via online banking, mobile app transfers, or audio banking.
Need Help or Have Questions?
Our member services team is here for you.