Check Out Our Member Stories

Supporting small businesses nationwide

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Learn More About Our Focus Areas

Making an impact through commercial loan opportunities

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Get to Know Self-Help

Explore why we do what we do

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Read Our Annual Report

See the numbers of how we supported our communities

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Connect with Our Team

Invest in the Self-Help mission and support local communities

Reach Out
Check Out Our Member Stories

Supporting small businesses nationwide

Read More
Read Our Annual Report

See the numbers of how we supported our communities

Learn More
Invest in What We Do

Connect with our team to see how you can be a part of the mission

Reach Out

Self-Help Credit Cards

Self-Help's secured and unsecured credit cards help you build your financial future

Credit cards don't have to drive up your debt. Self-Help cards carry reasonable terms and minimal fees. Plus, we offer personalized support, like free one-one-one financial coaching and free FICO® credit score reviews.

No transaction fee for purchases or cash advances
Reasonable balance repayment schedules
Standard and secured lines of credit available
Worldwide purchasing power via the Mastercard network
Helpful Tip
Lost Your Card?

Visit our Card Services page for more information on how to contact our 24/7 emergency assistance.

Helpful Tip
Lost Your Card?

Visit our Card Services page for more information on how to contact our 24/7 emergency assistance.

No transaction fee for purchases or cash advances
Reasonable balance repayment schedules
Standard and secured lines of credit available
Worldwide purchasing power via the Mastercard network

Our credit cards offer you a transparent way to grow your credit and safely make large purchases that you can build into your budget. 

Our share secured credit card is backed by the funds you hold in your Self-Help account and is a great option for folks looking to build credit from zero.

Want to apply? If you're a member, you can apply directly from your online banking or mobile app.

Additional benefits:

Zero liability on unauthorized purchases

Low variable interest rates

Contactless cards

Digital Wallet compatible

Enabled with 3D Secure

To ensure you're making the most secure transactions when you purchase online or in-person

Personalize your card with My Name

Self-Help’s My Name feature for credit or debit cards lets you display your preferred first name — the name that identifies the real you. 

To update an existing card or to get a new card using a preferred name, visit your local branch or give our Member Support team a call. Just let us know that you want to use the My Name feature. 

My Name guidelines: 

  • ATM cards are not eligible for My Name. 
  • The My Name feature applies only to first names. The last name on your card must remain your legal name. 
  • You can choose a nickname or other preferred first name for your card. The name cannot include numbers, symbols or special characters, and it cannot be profane or offensive. 
  • For online purchases, we recommend using the name displayed on the card you are using to make the purchase.
  • In our communications with you, we will try to use the name you provided for your My Name card. We may continue to use your legal first name for some communications and for identity verification purposes. The name on your member account will remain your legal name.
  • If needed, you can tell merchants to contact Self-Help by calling the number on the back of the card during business hours to verify your identity.
Want to join Self-Help? We'd love to have you.
Need help managing your credit?

Our coaching team is here to help. We start with a free FICO® credit score review and help you grow your financial capability from there. We want to empower you on your best path to economic stability.

Need more help?

Contact our Member Support Center for assistance with:

  • Reporting a lost or stolen card
  • Requesting a new card
  • Obtaining a new PIN
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