Certificates
Earn more on your savings
In just a few minutes, you can lock in great long-term rates with a Term Certificate. Choose a standard term certificate, or show your support for a particular area of our work with one of our impact-focused Specialty Term Certificates.
Which term certificate is right for you?
Standard Term Certificates
- Fixed rate for the entire term
- Terms from 3 months to 5 years
Green Term Certificates
- Join our community of climate-focused investors
- Terms from 3 months to 5 years
Women & Children Term Certificates
- Show your support for gender equity
- Terms from 3 months to 5 years
IRA Term Certificates
- Terms from 12 months to 5 years
- Tax-advantaged* security
*Consult with your tax advisor
Go Local Term Certificates (Western North Carolina)
- Invest in Western North Carolina
- Terms from 12 months to 5 years