Home Mortgage Loans

An Experienced, Community-Focused Lender

For more than 30 years Self-Help Credit Union has been building stronger communities through affordable home loans. We specialize in working with first-time home-buyers, rural residents, immigrant families and borrowers with imperfect credit.  

Fair and Affordable Home Loans

  • Fair and affordable interest rates
  • Flexible eligibility criteria
  • Low down payment requirements
  • No junk fees or private mortgage insurance
  • Borrower/lender relationship maintained over the life of your loan 
home mortgage

How to Apply

Online Application

Online Application - Apply online via a secure web platform.

Download Application

Download Application - Print-and-mail. Simply fill out the application and print the completed form. Be sure to add your signature and the date. Mail or deliver the completed form (with any additional required documentation) to Self-Help Credit Union, 301 W. Main St., Durham, NC 27701. 

Make a Mortgage Payment

Have a mortgage with us? We offer multiple ways to make a payment, including an online payment option. Learn more.