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COVID-19 Update
In accordance with current public health guidelines, a face covering must be worn by anyone entering a Self-Help branch. Before going to a branch, please check here for up-to-date information on all our locations.

Home Mortgage Loans

An Experienced, Community-Focused Lender

Self-Help Credit Union creates stronger communities through affordable home loans. We specialize in working with first-time home-buyers, rural residents, immigrant families and borrowers with imperfect credit.  

Fair and Affordable Home Loans

  • Fair and affordable interest rates
  • Flexible eligibility criteria
  • Low down payment requirements
  • No junk fees or private mortgage insurance
  • Borrower/lender relationship maintained over the life of your loan 

For a limited time, down payment assistance is available!

home mortgage

How to Apply

Download Application - Print-and-mail. Simply fill out the application and print the completed form. Be sure to add your signature and the date. Mail or deliver the completed form (with any additional required documentation) to Self-Help Credit Union, 301 W. Main St., Durham, NC 27701. 

Make a Mortgage Payment

Have a mortgage with us? We offer multiple ways to make a payment, including an online payment option. Learn more.