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Thinking of buying a home? We can help.

Start your homeownership journey today.

Our 0% down* and flexible mortgage options can help you become a homeowner sooner than you think. 

Connect with us today to get started.

We're here for you.
Our experienced home loan officers will work with you to understand your unique situation and help find the right loan for you. 
Already own a home?

Check out our resources for homeowners.

We also offer refinances and home equity lines of credit.

Did you know?

Homeownership is one of the best ways to build wealth. The median wealth of homeowners is more than 40% higher than that of renters.
Why get a home loan with Self-Help?
Low and no down payment options
Many borrowers can get into a home with as little as 1% cash to close.*
Flexible underwriting
We can work with credit scores from 580 and we can accept alternative credit.
No PMI
No private mortgage insurance means lower monthly payments for you.
A lender you can trust.
We've got your best interests at heart — and we'll be there for the life of your loan.

* Income limits apply. 

Ready to get started? Connect with our experienced home mortgage team today.

Are you an SHCU member?

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Prefer to call? Call us at 800-476-7428 Monday - Friday during business hours. 
If it is outside of business hours, a member of the home lending team will call you back within two business days.