Rates & Disclosures

* APR = Annual Percentage Rate
** APY = Annual Percentage Yield

All share accounts are variable rate accounts. All term share accounts are fixed rate accounts. Annual Percentage Rate may vary depending on creditworthiness. Additional rate discounts may apply for lower LTV's, automatic loan payments, Term Certificates or IRAs and/or previous loans paid in full satisfactory with Self-Help and its Divisions. Individual applicant's interest rates are determined by credit score, vehicle year and mileage. Please ask a loan officer for details. All rates and terms are subject to change without notice. Member accounts are insured by the National Credit Union Administration up to $250,000. IRA accounts are additionally insured up to $250,000. The maximum amount of unsecured credit that may be extended to a household is $50,000 including credit cards, lines of credit, and any individual or joint signature loan balance.

Account Agreement and Truth-in-Savings Disclosure: English and Spanish

Schedule of Fees: English and Spanish