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Eligibility—Easy Ways to Join Us

There are a few ways to become a member of Self-Help Credit Union:

  1. Join if you live, work, worship or attend school in any of the eligible North Carolina counties listed below and open an account with a minimum $5 balance.
  2. Join if you live, work, worship or attend school at the eligible Florida areas or entities listed below and open an account with a minimum $5 balance.
  3. Join our nonprofit, the Center for Community Self-Help, for a one-time $5 fee.

You are also eligible for Self-Help Credit Union membership (1) if you are an immediate family member of an existing member, or (2) through a qualifying workplace affiliation.

We also have a federally chartered sister credit union, Self-Help Federal Credit Union, serving California, Greater Chicago and Wisconsin.

Eligible North Carolina Counties


Map of NC counties eligible for membership to join Self-Help Credit Union, as of March 2018

  • Beaufort
  • Bertie
  • Brunswick
  • Buncombe
  • Burke
  • Camden
  • Caswell
  • Catawba
  • Chowan
  • Columbus
  • Durham
  • Edgecombe
  • Forsyth
  • Franklin
  • Gates
  • Granville
  • Greene
  • Guilford
  • Halifax
  • Haywood
  • Henderson
  • Hertford
  • Hyde
  • Jackson
  • Lenoir
  • Lincoln
  • Madison
  • Martin
  • McDowell
  • Mecklenburg
  • Mitchell
  • New Hanover
  • Northampton
  • Orange
  • Pasquotank
  • Pender
  • Perquimans
  • Person
  • Pitt
  • Polk
  • Scotland
  • Transylvania
  • Vance
  • Wake
  • Warren
  • Washington
  • Wilson

Eligible Florida areas/entities

Employees of the following Jacksonville, Florida entities are eligible to join Self-Help Credit Union with a minimum $5 balance:

  • City of Jacksonville
  • Jacksonville Electric Authority
  • Jacksonville Port Authority
  • Jacksonville Housing Authority
  • Jacksonville Transportation Authority
  • Duval County School Board

You are eligible if you live or work in the geographic zip codes listed below (with a minimum $5 balance).  You may also be eligible if you live or work within the Jacksonville Electric Authority (JEA) service area with a minimum $5 balance.  Check to see if you are in the JEA service area using the service map on their website.

  • 32202
  • 32205
  • 32206
  • 32208
  • 32211
  • 32218
  • 32220
  • 32225
  • 32226
  • 32254

In the Apopka/Pierson areas of Florida, you are eligible if you meeting one of the following conditions:

  • Regular members and associates (associate is limited specifically to employees and officials of Home In Partnership, Inc., Office of Farmworkers Ministry, and/or Justice and Peace Office, Inc.) of the West Orange Farmworkers Health Association, Inc., in Orange and Lake Counties, Florida, who qualify for membership in accordance with its constitution and bylaws as of the date of this charter; employees of the above association;
  • Employees of Dewkist Plants, Inc., who work in Apopka, Florida;
  • Voting members of the Farmworker Association of Central Florida, Inc., in Apopka, Florida;
  • Employees of Fern Growers Wholesale Supply, Inc., who work in Pierson, Florida; 
  • Employees of Dave’s Nursery who work in Apopka, Florida
  • Spouses of persons who died while members of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; members of the immediate family or household; organizations of such persons and corporate or other legal entities in this charter.