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Audio Banking Down
Our Audio banking system is currently down. We are working diligently to resolve these issues as soon as possible. Please use Mobile and Online banking to access your account. We apologize for the inconvenience.

Checking Accounts

Personal Checking

Both checks and a debit card are available with our personal checking account, which comes with these features:

  • No minimum deposit to open an account
  • Unlimited ATM and in-branch withdrawals
  • Low monthly fee of $5 (see below for ways to waive the fee)

Personal checking account is for individuals.

Account offerings for small businesses and nonprofit organizations are featured on our business accounts page.

Benefits

  • Competitive interest rates
  • Deposits insured up to $250,000 by NCUA
  • Surcharge-free access with the Self-Help CU debit card (when using participating ATMs)
  • Online banking and Bill Pay
  • Mobile banking (with check deposit) and Bill Pay
  • Free starter checks (up to 12) at account opening
  • Do-it-yourself check reorders

How to Avoid the $5 Monthly Fee

  • Be 65 years of age or older
  • Be 24 years of age or younger
  • Have monthly combined direct deposit(s) of $500 or more into one or more Self-Help CU accounts
  • Maintain an average daily balance of $2,500 or more across all of your Self-Help CU accounts (checking, savings, certificates, etc.)