Basic and Premium Checking Accounts

Self-Help offers Basic Checking and Premium Checking accounts. Both offer unlimited check-writing, above average dividends and the convenience of a debit card.

Benefits of all Self-Help Checking Accounts

  • Earn above-average dividends
  • Surcharge-free ATMs nationwide and access to a national branch network
  • Free online banking and bill pay
  • Free e-statements
  • Free debit card
  • Mobile banking, including check deposit and bill pay
  • Unlimited check-writing
  • Make a difference by supporting stronger communities!

Basic Checking is FREE when you do ANY of the following:

  • Sign up for FREE e-statements each month
  • Set up a recurring direct deposit of $25 or more
  • Maintain a combined average daily balance of $5,000 across all your accounts

Which Account is Right For You?

Basic Checking

  • Low $5 minimum deposit to open
  • Earn 0.05% APR if your average daily balance is above $100
  • Multiple easy ways to waive the low $5 monthly service fee

Premium Checking

  • $2500 minimum deposit to open
  • Earn 0.15% APR if your average daily balance is above $2500
  • Low $5 monthly service fee if average daily balance falls below $2500

How to Apply

Existing Members

Existing members can apply for our checking accounts in person at one of our branches, or by mailing in a printed Personal Share Application.

New Members

Not a member yet? No problem. Visit our Join Us page to learn about eligibility and how to become a member of Self-Help Credit Union.