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We're hiring! Join our team and make a difference in your community.
    We’re here to help you achieve your financial goals.
    Our expert financial coaches provide one-on-one personalized support and guidance in a trusting environment so you can tackle your short- and long-term goals.
    Let us help you make your business a success.
    Entrepreneur and Self-Help borrower Darnella Warthen talks about growing her successful child care business, A New Beginning Child Care Services.
    1-year Certificate
    4.08% APY*
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    Money Market
    2.11% APY*
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    3-year Certificate
    3.35% APY*
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    Self-Help Shares

    environmental sustainability
    Home Upgrades That Pay Off: Maximizing Savings Through Energy-efficient Improvements
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    financial empowerment
    Ending the Debt Cycle: Ms. Leola Stewart’s Story
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    community engagement
    Go Out and Do More: The Legacy of Lower Valley Credit Union
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    Rooted in Community

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    Impact
    Since 1980, we’ve provided more than $11 billion in financing to small businesses, community projects, families, and individuals.
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    Community
    We work hand-in-hand with our partners, borrowers and members to expand economic opportunity for all.
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    Services
    From free financial counseling to easy online banking options to personalized loan underwriting, we’re here for you.
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    Our mission is creating and protecting ownership and economic opportunity for all, especially people of color, women, rural residents and low-wealth families and communities.

    Self-Help Credit Union has branches in NC, SC, FL, GA and VA, and we offer remote services like online and mobile banking to make joining us easy no matter where you live.

    Disclosures

    *Rates are current as of May 1, 2025 unless otherwise noted and are subject to change.

    APR = Annual Percentage Rate 

    APY = Annual Percentage Yield 

    See our fee schedule. 

    Account Agreement and Disclosures: English Spanish