Higher education students across WNC can apply for $1,000 Community Scholarships from Self-Help Credit Union branches. Anyone enrolled in an accredited college, university or vocational program can apply; you do not have to be a SHCU member. Last year, more than $30,000 in scholarships were awarded.

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The initiative received an initial $40-million investment from Dogwood Health Trust through Self-Help Ventures Fund and Self-Help Credit Union. It is designed to support housing developments for residents earning up to 80 per cent of the area median income.

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We took the 70-20-10 rule to Dionne Selby, branch manager of Self-Help Credit Union in the Beacon Point of Raleigh. "I do think that right now a lot of individuals are really, really strapped for that type of formula," Selby said. "It doesn't mean that the formula doesn't still apply. It may not be 10%. Maybe it's more like 2 or 3%."

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Self-Help Ventures Fund, a nonprofit based in Durham, will lend the money to developers at low interest rates and with other terms designed to make affordable housing projects attractive investments.

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(Self-Help Federal Credit Union) is in the process of developing a tenancy-in-common product that is a little bit more flexible and can reach lower and moderate-income households as compared to the more conventional products that are out there,” de Simone said.

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Current sponsors for the Small Business Trade Show include Ahold Delhaize–Food Lion, Atrium Health, Catawba College, City of Salisbury, Duke Energy, F&M Bank, Hood Theological Seminary, Livingstone College, Novant Health, Salisbury Post, Self-Help Credit Union and Synphany Media.

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