Youth Savings Account | Kids & Child Savings Rates

It's never too early to learn healthy money habits.

Open a Youth Savings Account for your child to help them learn the value of saving now and build a healthy relationship to money for the future.

Available to anyone under the age of 18

Start building smart money management habits

Free online banking tools, for tech-savvy kids

You only need $5 to open an account

Helpful Tip

How early can I teach my child about money?

One study found that children who received lessons about money before age 7 developed stronger lifelong money habits, but you can get started teaching your kids basic ideas about money as early as age 3.

Helpful Tip

How early can I teach my child about money?

Available to anyone under the age of 18

Start building smart money management habits

Free online banking tools, for tech-savvy kids

You only need $5 to open an account

Teaching is easier when you have the right tool

A Self-Help Youth Savings Account is a great tool to help teach your child about saving. Whether they're putting away gifted money, a portion of their allowance, or part-time job pay, our accounts are designed to support your child in developing healthy money habits at any stage.

Low $5 minimum deposit to open
No monthly service fees
Free online banking and eStatements
Earn dividends comparable to traditional savings account rates
When your child turns 18, the account will be converted into a personal savings account so that they can continue their savings habits with ease

*Product availability may vary by location.

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Financial Counseling

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Youth Savings Accounts

It's never too early to learn healthy money habits.

Teaching is easier when you have the right tool