Skip-a-Payment: Take a break! Qualified members with an existing Self-Help CU signature or vehicle loan can skip a payment due in November 2022, December 2022 or January 2023. Holiday Loans: Reduce holiday stress and get a loan you can afford. Qualified members can borrow up to $2,000 at 10.9% APR* for 12 months. Available until the end of the year. To apply: Log in to Online Banking Select Online Services tab Select Loan Application Select Holiday Loan *APR=Annual Percentage Rate. Holiday Loans are available until December 31, 2022.