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Check Out Our Member Stories

Supporting small businesses nationwide

Read More
Read Our Annual Report

See the numbers of how we supported our communities

Learn More
Invest in What We Do

Connect with our team to see how you can be a part of the mission

Reach Out

Community Trust Federal Credit Union: A Sister Act

Community Trust FCU at a Glance

Original Name: 
West Orange Farmers Health Association

Founders: 
"The Apopka Nuns" (Sisters of Notre Dame de Namur) working with local coalitions

Founded: 1982

Merger with Self-Help: 2014

Original Founding Location: 
Apopka, FL

Community Trust FCU at a Glance

Original Name: 
West Orange Farmers Health Association

Founders: 
"The Apopka Nuns" (Sisters of Notre Dame de Namur) working with local coalitions

Founded: 1982

Merger with Self-Help: 2014

Original Founding Location: 
Apopka, FL

Community Trust Federal Credit Union and Self-Help Credit Union

“Our work is to embrace and to bring people in. ‘You belong here, you belong in this country. We belong to each other.”  - Sister Ann Kendrick

In 1971, the Catholic Bishop of Orlando, Florida, then a newly formed diocese, felt called to reach out to migrant farmworkers who worked in local fields. Four members of the Sisters of Notre Dame de Namur – Sisters Cathy Gorman, Gail Grimes, Ann Kendrick and Teresa McElwee -- responded to that call and moved to Apopka, Florida. They began their mission by listening to local people and organizations to better understand community needs.

Then the sisters and their community partners began performing their miracles. Working together, they greatly expanded badly-needed resources in the Apopka area, including a health facility, better housing options, a justice and peace office and—most relevant here—a credit union.

With the start of Community Trust Federal Credit Union, farmworkers and other low-income families had a safe place to keep money and an affordable way to save for the future. In 2014, Community Trust FCU merged with Self-Help Federal Credit Union, with headquarters in California. More recently, in 2018, that entity became part of Self-Help Credit Union, based on the east coast.

This short documentary (seven minutes) includes interviews with local credit union members and Sister Ann Kendrick, one of the renowned “Apopka nuns” who has worked in the community for decades. According to Sister Ann, the credit union is a “holy, sacred trust.” We hope you’ll take time to watch the video and experience a bit of this trust.

Four nuns in 1970s

In the 1970s, four young nuns—Sisters Cathy Gorman, Gail Grimes, Ann Kendrick and Teresa McElwee—heeded the call to go to Apopka, Florida.

Busy day at CU.

Undated photo showing a busy day at Community Trust Federal Credit Union.

Sister Ann Kendrick and Sister Teresa McElwee.

Sister Ann Kendrick and Sister Teresa McElwee attended the groundbreaking for Self-Help CU’s new branch in Apopka, FL, which opened in February 2019.

Meeting Sisters Ann and Teresa.

Our video crew and staff were honored to meet Sisters Ann and Teresa.