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Check Out Our Member Stories

Supporting small businesses nationwide

Read More
Read Our Annual Report

See the numbers of how we supported our communities

Learn More
Invest in What We Do

Connect with our team to see how you can be a part of the mission

Reach Out

Western North Carolina Affordable Housing Loan Fund

Recovery fund to create and preserve affordable rental housing in Western North Carolina

The Western North Carolina Affordable Housing Loan Fund (WNC Housing Fund) aims to help create and preserve affordable housing in an 18-county region in Western North Carolina. Dogwood Health Trust and Self-Help are partnering to fund and administer the program.

Benefits of the Western North Carolina Affordable Housing Loan Fund.

WNC Housing Fund loans provide financing for nonprofit and for-profit developers to acquire, refinance, rehabilitate, and preserve affordable rental housing in Western North Carolina.

Offers flexible debt financing to create and preserve affordable rental housing

Available products including WNC Bridge and Mezzanine Financing

Enables developers to save money that can be used to preserve affordability in housing projects
Loans can be used to acquire, create, rehabilitate, refinance or preserve affordable housing units
Access to in-house legal and real estate development expertise
Benefits of the Western North Carolina Affordable Housing Loan Fund.

WNC Housing Fund loans provide financing for nonprofit and for-profit developers to acquire, refinance, rehabilitate, and preserve affordable rental housing in Western North Carolina.

Offers flexible debt financing to create and preserve affordable rental housing

Available products including WNC Bridge and Mezzanine Financing

Enables developers to save money that can be used to preserve affordability in housing projects
Loans can be used to acquire, create, rehabilitate, refinance or preserve affordable housing units
Access to in-house legal and real estate development expertise
Eligible projects:
  • For existing properties or land to develop affordable housing
  • Must be located within one of the following North Carolina counties: Avery, Buncombe, Burke, Cherokee, Clay, Graham, Haywood, Henderson, Jackson, Macon, Madison, McDowell, Mitchell, Polk, Rutherford, Swain, Transylvania, and Yancey as well as the Qualla Boundary
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Affordable Housing Loan Funds

Building more affordable housing to empower economic well-being.