Earn guaranteed returns, support your community
Our business term certificates offer competitive rates on terms from three months to five years. Lock in a rate on a timetable that works for your business, while your deposit helps fund Self-Help's mission across our network.
Competitive rates and guaranteed returns for the length of your term
$500 minimum opening deposit
Terms from 3 months to 5 years
Early withdrawal conditions apply
Helpful Tip
Ladder your certificates
Instead of locking all your funds into one term, split your deposit across certificates with staggered maturity dates. You can capture higher rates and have some funds in shorter term certificates for a well-balanced approach.
Helpful Tip
Ladder your certificates
Instead of locking all your funds into one term, split your deposit across certificates with staggered maturity dates. You can capture higher rates and have some funds in shorter term certificates for a well-balanced approach.
Competitive rates and guaranteed returns for the length of your term
$500 minimum opening deposit
Terms from 3 months to 5 years
Early withdrawal conditions apply
Certificate options
Business and nonprofit members can invest in our community-friendly term certificates:
- Green term certificate
- Women & Children term certificate
- Go Local term certificate (Western N.C. only)