Check Out Our Member Stories

Supporting small businesses nationwide

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Learn More About Our Focus Areas

Making an impact through commercial loan opportunities

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Get to Know Self-Help

Explore why we do what we do

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Read Our Annual Report

See the numbers of how we supported our communities

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Connect with Our Team

Invest in the Self-Help mission and support local communities

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Check Out Our Member Stories

Supporting small businesses nationwide

Read More
Read Our Annual Report

See the numbers of how we supported our communities

Learn More
Invest in What We Do

Connect with our team to see how you can be a part of the mission

Reach Out

Secondary Market Program

Multiplying our impact

Through our secondary market program, Self-Help purchases loans from other lenders. 

By partnering with other financial institutions, we're able to multiply our impact and bring economic opportunity to thousands more families across the country.

Benefits of our program:

By partnering with other financial institutions, we're able to multiply our impact and bring economic opportunity to thousands more families across the country.

28 years of impact
$6 billion in loans
Financing for 68,000 families
Benefits of our program:

By partnering with other financial institutions, we're able to multiply our impact and bring economic opportunity to thousands more families across the country.

28 years of impact
$6 billion in loans
Financing for 68,000 families
How it works
Our lending partners make affordable home and consumer loans to borrowers in their communities.

Self-Help purchases the loans, giving those partners liquidity that they can use to make more loans for more families.

Interested in becoming a lending partner? Connect with our team.

Inspire 100
A path to homeownership for underserved communities

In 2024, Self-Help came together with a coalition of fellow CDFIs to create the Inspire 100 program. 

Inspire 100 brings Self-Help's 100% LTV mortgage product to homebuyers across the country. The product features no PMI and a required borrower contribution of only $1,000. 

Partner CDFIs originate the loans, our partner Fahe purchases and aggregates them, and Self-Help purchases them from Fahe, thereby providing a stable secondary market.

Advantages for CDFI partner lenders

Better service:

Access to a great mortgage product to offer your members

Increased impact:

Expand homeownership and help close the wealth gap

Liquidity:

Do more lending and serve more borrowers

Interested in offering Inspire 100 to your borrowers?

We work with the Housing Partnership Network (HPN) to administer Inspire 100 to borrowers nationwide. Reach out to HPN to learn more.

Expanding access to clean energy
Our secondary market program also helps more Americans access the benefits of clean energy — like cleaner air and lower power bills.

Self-Help purchases consumer loans from lenders who provide affordable financing to help consumers make clean-energy choices. Together with these partner lenders, we're helping people across the country drive less-polluting cars, live in energy efficient housing, and save money on energy bills overall. 

Looking for a mortgage for yourself?

Explore our individual home loan options.

Information For Lenders

What we purchase:

  • Mortgages
  • Electric vehicle loans and other clean-energy consumer loans

Note: We do not purchase commercial loans. 

How we purchase:

  • Seasoned loan portfolios via bulk purchases
  • Newly originated loans via flow relationships