Home Equity Line of Credit | Credit Union HELOC

A HELOC that helps you get big things done

A Home Equity Line of Credit offers affordable, flexible access to funds, often used for home repairs and upgrades, debt consolidation or unexpected expenses. The amount you can borrow is based on your credit history and your home’s appraised value.

Owner-occupied properties

(single-family residences and buildings with 1-4 units)

Variable interest rate

Access available funds any time

Pay interest only on the funds you've actually borrowed

What Is Home Equity?

Equity is the difference between your home's value and what you still owe. It's the portion of your home you own outright, and it can be used as collateral to help fund large expenses.

What Is Home Equity?

Equity is the difference between your home's value and what you still owe. It's the portion of your home you own outright, and it can be used as collateral to help fund large expenses.

Owner-occupied properties

(single-family residences and buildings with 1-4 units)

Variable interest rate

Access available funds any time

Pay interest only on the funds you've actually borrowed

How much can you borrow?

Your credit limit is based on your household income, credit history and your home's appraised value. Because it’s a line of credit, you can use the funds on the timeline that suits you best and only pay interest on what you’ve used. As you pay down your balance, those funds become available to borrow again, giving you an ongoing resource rather than a one-time loan.

Owner-occupied properties (single-family residences and buildings with 1-4 units)
Available in states where Self-Help has a branch
Variable interest rate
Access available funds any time
Pay interest only on the funds you've actually borrowed

*Some eligibility restrictions may apply. Generally, condominium units and mobile homes are excluded, check with your loan officer for more information.