Green Term Certificate | Share Certificate Rates

Grow your money. Protect the planet. Make a positive impact. It's all possible with Green Certificates

Join our growing community of climate-focused investors by investing in a Green Term Certificate. These high-interest savings tools help power Self-Help's sustainability initiatives and expand equitable access to clean energy.

Minimum of $500 needed to invest in Green Certificates

Choose Certificate terms ranging from 3 to 60 months

Lock in your interest rate and enjoy guaranteed returns*

Support green projects and clean energy initiatives

Helpful Tip

What on earth are we doing? As much as possible.

We offer affordable loans to help reduce energy costs for families and communities. We also lend to organizations doing good work for the environment — and we never finance fossil fuels.

Plus, we’re aiming for carbon neutrality in our own operations by 2030.

Learn More

Minimum of $500 needed to invest in Green Certificates

Choose Certificate terms ranging from 3 to 60 months

Lock in your interest rate and enjoy guaranteed returns*

Support green projects and clean energy initiatives

Helpful Tip

What on earth are we doing? As much as possible.

We offer affordable loans to help reduce energy costs for families and communities. We also lend to organizations doing good work for the environment — and we never finance fossil fuels.

Plus, we’re aiming for carbon neutrality in our own operations by 2030.

Learn More

Why it matters

When families and communities can invest in clean energy solutions, they’re not only able to save money on energy costs, but also breathe cleaner air where they live, work, learn, worship and play.

That’s why we’ve invested over $500 million over the last 25 years in green projects and clean energy initiatives.

When you open a green term certificate, your dollars help support that work, along with supporting our impact lending across sectors.

Terms range from 3 months to 5 years
Guaranteed returns for the length of your savings term
Funds are insured up to $250,000 by the National Credit Union Administration (NCUA) to protect your investment
Early withdrawal may result in loss of dividend income*, but your initial investment is never at risk
Help power sustainability initiatives and impactful lending across sectors, including climate lending

Resources to help you grow and thrive

Financial Counseling

Credit Builder Loans

*Early withdrawal penalties apply when you withdraw your funds within 90 days on terms of 12 months or less, or within 180 days on terms greater than 12 months.