Check Out Our Member Stories

Supporting small businesses nationwide

Read More
Learn More About Our Focus Areas

Making an impact through commercial loan opportunities

Learn More
Get to Know Self-Help

Explore why we do what we do

Learn More
Read Our Annual Report

See the numbers of how we supported our communities

Learn More
Connect with Our Team

Invest in the Self-Help mission and support local communities

Reach Out
Check Out Our Member Stories

Supporting small businesses nationwide

Read More
Read Our Annual Report

See the numbers of how we supported our communities

Learn More
Invest in What We Do

Connect with our team to see how you can be a part of the mission

Reach Out

Products to support you on your credit-building journey

Understanding your credit can be confusing, but building your credit up doesn't have to be. Self-Help has designed accessible products that help raise your credit and support you in achieving your financial goals.

Credit Builder Loans

Credit Builder Loans are designed to help you establish new credit or build up your existing credit history.

  • No credit score is required
  • The amount and term length can be customized to fit your needs
  • On-time payments are reported to the credit bureaus to improve your credit score
  • Build your savings in the process

To apply, contact your local branch.

Share-Secured Card

Our Share-Secured Card is a great option for building your credit, especially if you might not meet the traditional requirements for standard credit cards.

  • This card is designed for members wanting to open their first credit card or re-establish credit
  • The credit limit is backed by the funds that you keep in a Self-Help account
  • You get the same cardholder benefits as our standard credit card

To apply, contact your local branch.

Want to understand your credit better?

Learn more about our FICO Credit Score Reviews and find one near you.

You May Also Like
FICO Credit Review

Work with our staff and get guidance on building your financial future.