Building wealth & opportunity for all
For over four decades, Self-Help has been investing in the financial futures of families, small businesses and communities.
Over the last 40-plus years, Self-Help has operated on the notion that fair and responsible financial services should be accessible to everyone. Every day at our branches and lending offices, individuals and businesses can find services that help them grow their wealth: a range of checking and savings accounts; small business loans with flexible underwriting; personal loans and loans that support home energy efficiency; and financial capability services, such as our free financial coaching and FICO™ Credit Score Review programs.
Supporting homeownership is a cornerstone of our mission. Homeownership doesn't just save money that would have been spent on rent, but it creates long-term financial stability and an opportunity to build generational wealth. Self-Help's innovative homeownership programs bring homeownership into reach for more families, with 1% down mortgages, in-depth financial coaching and programs for first-generation homebuyers.
Economic inclusion is central to our mission. By building partnerships with mission-aligned organizations within the communities we serve, we expand our reach and connect families, individuals, nonprofits and businesses with the financial tools and services that support wealth building and financial stability.
Self-Help develops, operates and finances a broad spectrum of community-based real estate. We preserve naturally occurring affordable housing, and we develop and build new affordable rentals and single-family homes. We also finance other skilled affordable housing developers who share our mission.
Self-Help's commercial lending team works across our footprint to finance businesses and nonprofits that create real benefits for the communities we serve. As with everything we do at Self-Help, this work, which spans a broad spectrum of business types and geographies, is guided by our mission.
Our charter school lending program helps create educational opportunities for thousands of students across the country. For nearly three decades, we've provided financing to public charter schools offering challenging, diverse and equitable learning environments.
Self-Help serves members and communities directly through financial products and services. Self-Help's policy affiliate, the Center for Responsible Lending, works on the broader playing field, fighting to ensure that the financial marketplace is fair and inclusive for everyone. Together, the two organizations work toward the same goal from different angles.
We can't do this work alone. Our depositors, investors and partners make our impact possible.
Join us. Together, we can expand economic opportunity for all.