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Your money can change lives.

Join our community of impact investors who are making a real difference.

By depositing with us, you're supporting affordable housing, small businesses, and economic opportunity for all. Your deposits will be used to fund loans that uplift underserved communities and promote social and environmental justice

1-year Certificate
4.08% APY*
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3-year Certificate
3.35% APY*
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Money Market
2.12% APY*
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Term Certificates (CDs)

Self-Help offers a variety of term certificates to meet your investment needs. Our term certificates deliver highly competitive dividend payouts, bolstering your savings while you support Self-Help's mission. And with terms ranging from three months to five years, you can sync your investment with your personal savings goals.

Term Certificates:

  • Higher dividend rates than standard savings accounts
  • Guaranteed returns for the length of your term
  • Terms range from 1 year to 5 years
  • All term certificates are NCUA-insured
  • Funds are NCUA-insured (up to $250,000) to protect your investment
  • $500 minimum deposit to open
Money Market

Deposit an unlimited amount of funds into this account as often as your budget will allow.  Enjoy limited check writing privileges and an interest rate that’s comparable to some of our longer-term certificate accounts.  Access funds in the account in multiple ways including the Self-Help CU ATM card, by writing a check, or through various electronic funds transfer options. 

The higher balance requirement of this account enables you to contribute more to our mission without locking up your money. 

Ready to make an impact?

Call us at (844) 218-7087 or email us at invest@self-help.org to get started today!

Women and Children CD
This term certificate offers a double return: higher interest on your savings and a great way to support Self-Help investments that benefit women and children. As with our traditional term certificates, you lock in a great rate for the entire length of your term. And your savings help us continue to expand financial opportunities for women and their families 
 

Self-Help supports women who are building assets by opening their first savings accounts, starting their own businesses or buying homes. We also lend to child-care providers and finance facilities for public charter schools. 
Green CD

This term certificate offers a double return: higher interest on your savings (view rates) and a great way to support environmentally-responsible investments. As with our traditional term certificates, you lock in a great rate for the entire length of your term. And your savings help us continue to target green investments, such as loans for green businesses. 

Self-Help has invested over $242 million in loans to sustainable businesses, including solar farms, recycling businesses, ecotourism, sustainable foods, land trusts and bike shops. Learn more about our environmental work. 

Learn More About Our Work

Read more about the areas we focus on.

Learn about our mission.

View our Annual Report.

Invest In Mission

Reach out to our Investor Relations Team.