Program Details Financing available up to $20 million per project. Loans available for schools at any stage of operation. Loan size may be limited for early-stage schools. Loans available to independent schools and charter management organizations. National footprint: loans available across the U.S. Typical Loan Types and Terms Acquisition loans: 25-year max Construction loans: 36-month max Mini-permanent loans: 5 years Permanent loans: 25-year max Leasehold loans: 3 years Let Us Be Your Lender In-house legal and construction teams. Expert support during every stage of your facilities project. Below market origination fee and no legal fees Access to USDA Rural Development Program, CDFI Bond Guarantee Program, U.S. Department of Education Charter School Enhancement program and more. Three-time Self-Help borrower Sugar Creek Charter School is a high-performing public charter school in Charlotte, North Carolina. Sugar Creek outperforms both district and state averages for Black and economically disadvantaged student groups and maintains a 100% college acceptance rate among graduating seniors. In 2021, Sugar Creek used a Self-Help loan to build a new high school facility, creating 276 new student seats.