You don't have to be rich to own your own home.
The Equity Boost program for first-time homebuyers makes homeownership possible for everyday people with features that make it affordable
Make 2026 the year you become a homeowner.
Get into your new home with as little as a 1% contribution.
Low interest rates and no private mortgage insurance (PMI).
We can work with credit scores as low as 580.
We'll help identify any additional down payment assistance programs you qualify for.
We just felt like it was more people-oriented. We felt cared for, like we were the one and only customer.
— Alejandra Mayberry, Self-Help borrower and new homeowner
- up to $20,000 Invest Atlanta programs
- up to $20,000 Atlanta Housing's Down Payment Assistance program
- up to $17,500 Federal Home Loan Bank of Atlanta's First-Time Homebuyer Product
- up to $10,000 Gwinnett County Homestretch program
Not every buyer will be eligible for assistance, and each program has restrictions. But our team will help you identify and apply for every dollar of down payment assistance you qualify for!
Self-Help borrower and first-time homeowner Wonderly Feathers
Equity Boost program details
0% down payment
Closing costs can be financed into the loan.
Lower interest rate and monthly payment
Get a $2,000 contribution from us towards your rainy day funds
No private mortgage insurance (PMI)
Minimum credit score 580
Can be combined with down payment assistance if available. Borrower must contribute at least 1% of purchase price.
* Approval subject to underwriting guidelines. Income and purchase price limits apply. Self-Help Credit Union is an Equal Housing Lender.