Borrowers can contribute as little as 1% of purchase price.
Low interest rates and no PMI.
We can work with credit scores as low as 580.
We'll help your clients access any down payment assistance programs they qualify for.
- up to $20,000 Federal Home Loan Bank of Atlanta
- up to $10,000 ACTS Housing
- up to $10,000 Housing Resources, Inc. (various grant programs)
- up to $7,000 United Community Center (Milwaukee Home Down Payment Assistance Program)
Not every buyer will be eligible for assistance, and each program has restrictions. But our team will help you identify and apply for every dollar of down payment assistance you qualify for!
Self-Help borrower and first-time homeowner Wonderly Feathers
- LTV up to 105%. Closing costs can be rolled into the loan.
- 1% minimum borrower contribution.
- Minimum credit score 580, and we can work with alternative credit histories.
- Affordable rates and no PMI.
- We'll contribute $2,000 to help the buyer jump-start a home maintenance savings account.
- Can be combined with down payment assistance if available.
- Eligibility: First-generation homebuyer or income below 80% of Area Median Income (AMI).
*Income and purchase price limits apply.
For buyers who don't qualify for Equity Boost, we offer a variety of other mortgage options, including:
- FHA loans
- VA loans
- 100% LTV loans for credit scores of 620+
- Standard portfolio loans with 3% down payment for credit scores of 580+
Connect with our team today. We'll find the right product for your client!
We specialize in working with buyers for the long term. We offer free one-on-one financial coaching — including individualized FICO credit score coaching — to help our members get to their goals.
If you have clients who need a little help with their credit before they'll be ready to buy, send them our way. We're here to help.