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Check Out Our Member Stories

Supporting small businesses nationwide

Read More
Read Our Annual Report

See the numbers of how we supported our communities

Learn More
Invest in What We Do

Connect with our team to see how you can be a part of the mission

Reach Out

Holiday Loan

Brighten your season with our special year-end loan.

Borrow up to $2,000 at 11.9% APR* for 12 months

The holidays can bring extra expenses, from gifts and travel to hosting family. A Holiday Loan gives qualified members a simple, affordable way to cover seasonal costs with a fixed rate and a clear payoff date.

Loan highlights

  • Borrow up to $2,000
  • 11.9% APR* fixed rate
  • 12-month repayment term
  • Available November 1, 2026 through December 31, 2026

Example: A $2,000 loan at 11.9% APR for 12 months would have 12 monthly payments of approximately $177.60.

How to apply

Holiday Loans are available in person. Stop by your nearest Self-Help branch and our team will walk you through the application.

Find a branch near you

*APR = Annual Percentage Rate. Offer available to qualified members. Self-Help reserves the right to discontinue or modify this offer at any time. Holiday Loans are available until December 31, 2026.