Dear Self-Help Credit Union members,
As reported widely in the news, a major data breach at Equifax has potentially exposed sensitive personal or financial information for some 143 million people.
Self-Help Credit Union has not been breached. This incident occurred at Equifax. Equifax reports that there is no evidence of unauthorized activity on Equifax’s core consumer or commercial credit reporting databases, which is where Self-Help CU reports member credit information. Because Self-Help, like other financial institutions, routinely requests or provides Equifax with consumer and commercial credit data, we will continue to monitor Equifax’s response to the breach and take any other steps necessary to protect our members’ information.
We encourage you to take action now to protect yourself from possible results of the Equifax breach.
This may include:
- signing up for credit monitoring services (free from Equifax for one year)
- “freezing” your credit file at the three major US credit bureaus (free for North Carolina residents): Equifax, Experian and TransUnion. You may also want to freeze your credit at Innovis, a smaller credit reporting firm.
- reviewing your credit report for free each year at www.annualcreditreport.com
- reviewing your accounts carefully for unauthorized charges.
We’ve listed some additional suggestions below, and we will share any updates we receive here as well.
We are privileged to have you as a credit union member, and work every day to live up to the trust you place in us.