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Points of View: Insight & Perspective


Expertise in Financing to Build Stronger Communities

With our breadth of experience, Self-Help is a solid resource on a wide range of financing and policy issues. We’re happy to share expertise and to help find additional resources on topics such as:


Leadership Profiles

Socially Responsible Investing

Ebony Perkins

Ebony Perkins, Investor and Community Relations Manager

Ebony Perkins is a dedicated, solution-oriented social entrepreneur whose heartbeat is community. She has a demonstrated ability of working with investors and philanthropists to help them make smart and strategic decisions. As Self-Help's Investor & Community Relations Manager, Ebony helps groups and individuals invest funds in a socially responsible financial institution that supports communities of all kinds, especially those underserved by conventional lenders. Before that role, she served as the Donor Relations Manager at Central Carolina Community Foundation where she managed a system to engage and educate over 400 individuals and groups to help them achieve their charitable goals.

Ebony’s commitment to community investing is evident by her service and contributions to Women In Philanthropy, Durham Center for Senior Life, and the University of North Carolina MPA Alumni Board. Ebony was also recognized on the SRI Conference's inaugural 30 Under 30 List.

Ebony holds a Master of Public Administration from the University of North Carolina at Chapel Hill and a Bachelor of Science in Marketing from Claflin University as a summa cum laude graduate. She also has an Executive Certificate in Financial Planning from Duke University.

Nuray Ozbay

Nuray Ozbay, Policy and Impact Investment Associate

Nuray Ozbay leads Self Help’s efforts to cultivate mission-supportive depositors and impact investors within and beyond Self-Help’s California footprint. As a global movement and relationship builder, Nuray loves working with change-makers across non-profit, corporate, and public sectors. Her expertise is in intersectional gender equality, global civil society activism, social justice, and ESG investing. Nuray currently serves as a Board Director at the UN Women San Francisco Chapter and a National Expert on Violence Against Women at the European Women’s Lobby, the largest umbrella organization of women’s associations across Europe. Before joining Self-Help, Nuray spent 11 years in the social impact sector as a researcher, consultant, and non-profit leader across Turkey and Europe, working on issues including but not limited to immigration, women’s access to economy, financial literacy & inclusion, entrepreneurship, and care economy.

Kimberly Jones

Kimberly Jones, Investment Associate

 

 

Kimberly's professional career spans both the nonprofit and community development financial services sectors, with expansive senior leadership roles in arts management; business and resource development; community relations; and corporate philanthropy. Currently, she's Self-Help's Investor Relations Manager, where she helps individuals and institutions align their banking and investments with their mission, vision, and values. Kimberly has held leadership positions that advanced the missions of creative organizations and community development financial institutions seeking to make a difference in communities in their footprint. She has been a founding board member of mission driven organizations that supported the growth and development of young artists, creatives, and professionals in the nonprofit sector.

In 2015, Kimberly was selected to be a PLACES Fellow with The Funders Network, where she explored the role of philanthropy through an equity lens in low to moderate income communities. She has served as a grant/award reviewer for organizations that championed organizational excellence, community development, and environmental sustainability. Kimberly has a BA in Political Science from the University of Minnesota-Morris and an MA in Arts, Entertainment, and Media Management from Columbia College Chicago.

Green Economy; Sustainable Society; Investing for the Environment

Melissa Malkin-WeberSustainability Director

Melissa has worked across a broad span of hands-on sustainability practices. At Self-Help Credit Union, she integrates the triple bottom line into the organization’s financial products, operations, and buildings portfolio. She led Self-Help to realize over $1.7 million in net present value from initiatives in this sector, including $180,000 energy savings in our own operations. Melissa previously directed the residential energy efficiency and indoor air quality research program at Advanced Energy and worked in industrial pollution prevention at RTI International. She earned her law degree from University of Michigan, and her Master's from UNC’s School of Public Health.

Shondra Tanner, Mortgage Lending

Shondra Owens Tanner brings her extensive experience and commitment to making mortgage loans for low-wealth families to her position as Self-Help's Director of Mortgage Originations, where she oversees all North Carolina home loan origination and new business development.  Shondra's areas of expertise includes buying your first home, mortgage basics (documentation, closing costs, down payments), delinquency and loss mitigation (What is a forbearance and loan modification and what does that do to your credit?)

Features and Commentary

2025 Annual Members’ Meeting Recap


By Staff
  | Feb 03, 2026

A photograph of a group of people sitting in chairs viewing and listening to a person speak at a podium in the front of the room

In November, we held our 2025 Annual Members’ Meeting for Self-Help Credit Union and the Center for Community Self-Help in Durham, NC. In this blog post, we give a brief overview of what was shared, including clips from a couple of our speakers.

Overview

The remarks began with an introduction from Tom King, the vice chair of Self-Help Credit Union, who welcomed everyone to the meeting and discussed the board member elections. Next, Marcus Bowen, the chief financial officer at Self-Help, gave a financial update and supervisory committee report before turning it over to our program spotlight.

Franja Meeks, the small business coaching manager for Self-Help, gave a fantastic overview of our new Business Train program and the benefits it has had for our members who are small business owners. To emphasize this, she welcomed our special guest speaker for the evening, Chef Sicily Johnson, who is the co-founder and CEO of Kind Kitchen Group.

Kind Kitchen Group is a culinary education nonprofit that drives social change for underserved youth through food, culinary education, wellness, and community empowerment. Chef Johnson participated in the Business Train after opening a business account with Self-Help.

Learn more about her experience starting Kind Kitchen Group with the support of resources from Self-Help and the Business Train program:

Next, Sonia Garrison, our director of business development, highlighted our financial capability program, which just celebrated its five-year anniversary. For insights directly from a financial coach, we heard from Maggie Burley, a universal banker and financial coach who is passionate about working with members to build their financial capability.

In her speech, she shared about one client named Rufus who came to her wanting to build credit:

The executive vice president of Self-Help, Crystal German, then discussed updates on our homeownership programs before our Co-founder and CEO, Martin Eakes, gave his closing CEO update.

We Hope You’ll Join Us in 2026

Thank you to all of our members and partners who were able to attend the 2025 Annual Members’ Meeting! In this coming year, we will continue to support all of our communities in achieving ownership and economic opportunity. We appreciate you taking the time to join us and are eager to welcome you again in 2026.

 



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