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Multifamily Housing Loans

Financing for owners, investors and developers of multifamily housing projects

When you're investing in multifamily real estate, good financing is critical. With more than 30 years of experience, Self-Help is here for you. We know how to navigate the challenges of investing in and developing multifamily properties. With our team approach and real-estate lending expertise, we can help you achieve your investment goals. 

Loans are available for the following:

  • Refinancing
  • Property acquisition
  • Construction/rehabilitation
  • Permanent mortgage financing
  • Energy efficient renovations

Loans generally limited to projects located in California, North Carolina, Chicago and Washington, D.C. Contact us to discuss exceptions.

We also make loans in some additional geographies using the federal Neighborhood Stabilization Program (NSP). Learn more about our NSP loan program.

Program Focus

Loans are available for owners, investors and developers, with a focus on these projects:

  • Multifamily properties: 5-75 units
  • Affordable rental housing: ≤120% AMI
  • Mixed-use properties
  • Projects with community benefit
  • Projects using green building standards


  • Easy, smooth underwriting process
  • Fair, flexible loan terms
  • Willingness to consider complex projects
  • Fixed and variable-rate options
  • Mission-driven; focus on community development