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Go Local Term Certificate

Support Western North Carolina and Earn Great Dividends

Love Western North Carolina? We do too. That's why we offer a term certificate that lets you put your money where your heart is. By investing in Our Go Local Term Certificate, you show your support for Self-Help's work in the western part of our state, including financing for green businesses, women and minority home buyers and economic development projects. At the same time, you earn a higher rate than a standard savings account. 

Benefits of Our Go Local Term Certificates

  • Higher dividend rates than standard savings accounts
  • Increased rates on longer-term certificates
  • Guaranteed returns for the length of your term
  • Terms range from 1 to 5 years
  • Early withdrawal penalties apply*
  • Funds are NCUA-insured (up to $250K) to protect your investment
  • Receive a Go Local discount card for a limited time!**
  • $500 minimum deposit to open

Best of all, you'll be investing in a community you care about. Deposits in Go Local Term Certificates help support Self-Help's work in Western NC and also demonstrate support for the Asheville Grown Business Alliance Go Local campaign.

*90 days on terms of 12 months or less. 180 days on terms greater than 12 months.

**Limited time offer. Go Local card distributed by Asheville City Schools Foundation in partnership with Asheville Grown Business Alliance. A $10 value.

Go Local

How to Apply

Existing Members

Existing members can apply for our term certificates by visiting one of our branches or by mailing a printed certificate application.

New Members

Not a member yet? No problem. Visit our Join Us page to learn about eligibility and how to join Self-Help Credit Union.