Benefits of Our Go Local Term Certificates Higher dividend rates than standard savings accounts Increased rates on longer-term certificates Guaranteed returns for the length of your term Terms range from 1 to 5 years Early withdrawal penalties apply* Funds are NCUA-insured (up to $250K) to protect your investment Receive a Go Local discount card!** $500 minimum deposit to open Best of all, you'll be investing in a community you care about. Deposits in Go Local Term Certificates help support Self-Help's work in Western NC and also demonstrate support for the Asheville Grown Business Alliance Go Local campaign. Your Go Local Term Certificate also helps sustain local education: 50% of all proceeds from Asheville's Go Local cards go to supporting Asheville City Schools. *90 days on terms of 12 months or less. 180 days on terms greater than 12 months. **Go Local card distributed by Asheville City Schools Foundation in partnership with Asheville Grown Business Alliance. A $10 value.