Money-Saving Opportunities Especially for You CO-OP Shared Branch Network Because Self-Help is a CO-OP member, you can enjoy nationwide access to tens of thousands of member-friendly branches and service outlets for deposits, withdrawals and other in-branch services. This is in addition to your regular access to Self-Help Credit Union branches across North Carolina. Find a Shared Branch location. Surcharge-Free ATMs Our CO-OP membership also gives you access to a nationwide network of ATMs, which you can use with no surcharge fees. In addition, we have ATMs located on-site at many of our North Carolina branches. Find a surcharge-free ATM. Visit our ATM Network page for more information. Members get a $100 cash reward for every new line activated with Sprint®, now on unlimited lines! 1. Add a line to your new or existing Sprint account and mention that you're a credit union member. 2. Register at www.lovemycreditunion.org/melvin 3. Cash rewards will be deposited directly into your credit union account within six to eight weeks. Already a Sprint customer? Register now to receive a $100 loyalty cash reward every year starting one year after registration. Balance - Personal Finance Education Nearly everyone has more to learn about budgeting and personal finance. With Balance, a personal finance education program, you can save money two ways. First, Balance services are free to our members. Second, the education you receive may help you save money over the long-run. Browse our Balance Financial Fitness page for more information.