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SAFE Home Account

$4,000IN BONUSES

Pay Yourself First

With SAFE Home Savings, you can build a cash cushion that will be there for you when you need it. Be ready for home repair costs, emergencies or other unexpected expenses.

 

Why SAFE Home Savings

Savings to Help You Protect Your Investment

Our “Savings Account for Emergencies” (SAFE) Home Savings Account is designed to help new homeowners build savings to cover emergency expenses.

Set it and forget it. Automate your monthly savings, and if you contribute $25 or more each month for three years, Self-Help will add $2,000 on top of what you've already saved.1 Boost your total savings by completing two homeownership education classes through our local partners to earn an additional $2,000.2

SAFE Home Savings accounts are currently only available for Equity Boost home loan borrowers or those with 95%+ loan-to-value (LTV) Self-Help Mortgage.
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Getting Started

How It Works

1

Set it and forget it. Set up your monthly automated savings, and if you contribute $25 or more each month for three years, Self-Help will add an additional $2,000.2

2

Take two homeownership education classes and earn an additional $2,000.3 To find education class resources, please review our partners below.

To find a HUD-approved agency, use either of these resources:

SAFE Home Savings Benefits

  • Be prepared for unexpected expenses.
  • You’ll receive a free SAFE Homeowner’s Resource Manual full of helpful information about maintaining your home and your financial health.
  • Automatic transfers from your checking account allow you to set it and forget it! Your account will automatically continue growing.
  • No monthly service fee.
  • Free eStatements.
  • Free online banking if you use eStatements.
  • Dividends paid monthly on deposits of $100 and above.
The time to begin preparing for an unexpected emergency is now.

SAFE Home Savings pairs with our Equity Boost home loans to see if you qualify for this 0% down payment option.

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  1. Your contributions are available to you immediately, at any time, for home-related emergencies.
  2. The $4,000 in bonuses is yours to use after 3 years. Your contributions are never locked.
  3. You must complete two classes and provide your Mortgage Loan Officer with the class certificates within two years to receive the full $2,000 deposit into your SAFE Home Savings Account.